Social Security has reached a milestone with the average check surpassing $2,000 monthly for the first time in June 2025, but this achievement highlights serious concerns about retirement security in America.

• Maximum benefit for those claiming at age 70 will be $5,108 per month
• Social Security was designed to replace only about 40% of pre-retirement income
• Cost of living adjustments are designed to lag behind actual inflation rates
• Nearly 90% of people over 65 receive benefits, with 40% relying on it for half their income
• One in seven seniors depend on Social Security for over 90% of their income
• The U.S. has the highest elder poverty rate among G7 countries
• Social Security Trust Fund projected to be depleted by 2032-2033
• Without congressional action, benefits could be cut by approximately 21%
• Women are especially vulnerable due to lower lifetime earnings and longer lifespans
• Healthcare costs continue to rise dramatically for retirees

Schedule a complimentary consultation at masterplanretire.com or call 770-980-9262 to discuss your retirement concerns and get a personalized analysis of your financial situation.