Beating the Banks at Their Own Game: Inside Your Broker–Planner Money Squad

Dec sits down with Mel and Hunter from The Brokerage to walk through how brokers and financial planners can work side‑by‑side to build long‑term client relationships, secure funding when banks say no, and turn equity into a real wealth plan. They share real‑world stories across business lending, pr…

Property FOMO vs Real Numbers: How to Grow a Portfolio That Actually Works

Mel and Hunter are back to talk about when it actually makes sense to scale a property or investment portfolio and how to do it without blowing up your cash flow. They cover equity, servicing, lease‑stock lending, and why property isn’t always the automatic next step just because your mate bought a…

Offsets, Redraws and Rate Shock: Stop Donating Extra Interest to Your Bank

Mel and Hunter from The Brokerage join the show to unpack the current interest rate environment, why the cash rate and bank bill swap rate matter, and who is feeling the most pain from rising repayments right now. They walk through practical levers to pull with your existing lender, when to threate…

Forget Stock Tips: The Real Reason You Need a Financial Adviser (Before Life Blindsides You)

In this episode we peel back the curtain on what advice actually is. We break down how a good adviser becomes your planner, sounding board and accountability partner over decades, helping you tick off bucket‑list goals, navigate crises like redundancy or illness, and avoid the shiny traps you hear …

Why Your High Income Isn’t Making You Rich: Credit Cards, Tax and Super Myths Busted

This episode rips into the “smart” money moves Aussies swear by – credit cards, offsets, high income and tax hacks – and shows how they’re quietly keeping you broke. With real client stories and brutal honesty, we unpack how fear, FOMO and the wrong structures can cost you tens of thousands, and wh…

How the Financial Advice Industry is Failing You & Costly Money Mistakes You are Probably Making.

We rip into the money “advice” Aussies are fed – from off‑the‑plan properties to blindly smashing the mortgage and trusting whatever’s trending on socials. You’ll hear why the industry disappointed them so much they decided to do things differently, how simple foundations like super, insurance and…