Mel and Hunter from The Brokerage join the show to unpack the current interest rate environment, why the cash rate and bank bill swap rate matter, and who is feeling the most pain from rising repayments right now. They walk through practical levers to pull with your existing lender, when to threaten to leave, and how refinancing and structuring your loans well can help you get ahead faster without sacrificing your broader financial goals.

Mel and Hunter from The Brokerage join the show to unpack the current interest rate environment, why the cash rate and bank bill swap rate matter, and who is feeling the most pain from rising repayments right now. They walk through practical levers to pull with your existing lender, when to threaten to leave, and how refinancing and structuring your loans well can help you get ahead faster without sacrificing your broader financial goals.

Ever wondered what really goes on behind the scenes at a financial advice practice? Join Declan & Daniel — two seasoned financial advisers with a knack for straight talk — as they reveal the biggest money mistakes they see clients make — and the truth behind common financial myths. If you want to understand your finances better, make smarter decisions, and finally cut through the confusion, this is the podcast you’ve been waiting for. Honest, witty, and refreshingly practical, this podcast is your insider look at what really matters when it comes to smart money advice.

 

Disclaimer: Declan Doolan, Daniel Albanes and Select Advice Group Pty Ltd are Authorised Representatives of Millennium3 Financial Services Pty Ltd (ABN 61 094 529 987, AFSL 244252). The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice.

Ever wondered what really goes on behind the scenes at a financial advice practice? Join Declan &amp; Daniel &mdash; two seasoned financial advisers with a knack for straight talk &mdash; as they reveal the biggest money mistakes they see clients make &mdash; and the truth behind common financial myths. If you want to understand your finances better, make smarter decisions, and finally cut through the confusion, this is the podcast you&rsquo;ve been waiting for. Honest, witty, and refreshingly practical, this podcast is your insider look at what really matters when it comes to smart money advice.
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Disclaimer: Declan Doolan, Daniel Albanes and Select Advice Group Pty Ltd are Authorised Representatives of Millennium3 Financial Services Pty Ltd (ABN 61 094 529 987, AFSL 244252). The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don&rsquo;t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice.