Kevin Brucher discusses the common emotional barriers retirees face when it comes to spending their hard-earned savings. He emphasizes the importance of creating separate funds for different purposes, including a 'fun bucket' for discretionary spending. The conversation also covers the benefits of annuities as a source of guaranteed income, the significance of working with a fiduciary advisor, and the need for clear communication about long-term care options. Kevin shares personal anecdotes to illustrate the value of building trusting relationships with clients and the importance of understanding financial products thoroughly. Call 800-975-6717. Visit Silver Leaf Financial to learn more.