In this conversation, Kevin Brucher discusses the certainty and uncertainty in retirement. They talk about the success of Nvidia and the potential risks of investing in AI stocks. They also discuss the importance of investing in the stock market to stay ahead of inflation and the benefits of having a Health Savings Account (HSA). The conversation then shifts to the role of financial advisors in retirement planning and the importance of education in making informed financial decisions. They also touch on the topics of unexpected expenses, taxes, and the role of annuities in retirement planning. The conversation concludes with a discussion on BlackRock's new plan to include annuities in 401(k) plans and the importance of Social Security and Medicare in retirement planning. Call 800-975-6717. Visit Silver Leaf Financial to learn more.