Logan Marcus discusses common retirement rules of thumb and how they may need to be adjusted in today's economic landscape. She covers topics such as the 60-40 stock bond rule, the magic retirement age of 65, the rule of 72, the rule of 100, and the 4% rule.  She emphasizes the importance of personalized retirement planning and the need to adapt these rules to individual circumstances. You can reach Logan at 800-874-8380. Alpha Omega Wealth

Retirement planning has evolved over the past 20 years. Logan talks about how the 401(k) is a savings vehicle, not a retirement plan, and a comprehensive plan is necessary to determine how to use those funds in retirement. Increased longevity means more years to account for financial means, and healthcare costs can be a significant expense. Logan emphasizes the importance of having a retirement philosophy and a customized plan that aligns with individual goals and risk tolerance. She advises against making rash decisions during market volatility and cautions against expecting a retirement plan to outperform the market. The conversation also addresses topics such as early 401k withdrawals, saving for retirement at a later age, and investing in precious metals. Reach Logan at 800-874-8380. Alpha Omega Wealth

In this conversation, Logan Marcus discusses dangerous assumptions people make about retirement planning. She covers topics such as working past age 65, underestimating life expectancy, spending in retirement, and taxes on retirement dollars. The conversation also includes quotes from George Foreman and other sources that highlight the need for disciplined saving and planning for retirement. Reach Logan at 800-874-8380. Alpha Omega Wealth

In this conversation, Logan Marcus discusses the dangers of DIY retirement planning and emphasizes the importance of working with a professional. She highlights the changing landscape of retirement and the need for a comprehensive plan that considers longer life expectancies and the absence of traditional pensions. Logan explains the retirement planning process, including determining retirement goals and income needs. She also addresses the complexities of Social Security and the importance of making informed decisions. Reach Logan at 800-874-8380. Alpha Omega Wealth

The conversation discusses concerns about financial wellness, including inflation, debt, and market volatility. It highlights the importance of financial literacy and the lack of financial skills in younger generations. The conversation also addresses regrets in retirement planning, such as not saving enough or starting early enough. It emphasizes the need for spousal involvement in financial decisions and provides tips for avoiding regrets in retirement spending. Overall, the conversation aims to promote financial wellness and provide guidance for a carefree retirement. Reach Logan at 800-874-8380. Alpha Omega Wealth

Investing in retirement can be complicated, and as a result, people often misunderstand the subtleties. Logan aims to clear up some of those misunderstandings. The conversation covers topics such as retirement strategies, the importance of a fiduciary, building income in retirement, maximizing savings, handling debt, tax considerations, healthcare considerations, social security decisions, and starting the retirement planning process. Reach Logan at 800-874-8380. Alpha Omega Wealth

In this episode, Logan Marcus discusses the importance of financial spring cleaning and provides tips for organizing and optimizing your finances. She emphasizes the need to review spending, manage debt, build an emergency fund, and enjoy retirement. Logan also highlights the importance of organizing financial documents, putting money to work through investments, and reevaluating insurance coverage. You can reach Logan by calling 800-874-8380. Alpha Omega Wealth

In this conversation, Logan Marcus discusses various aspects of retirement planning and financial management. She cover topics such as consolidating retirement accounts, creating a budget, cleaning up financial documents, building an emergency fund, reviewing insurance policies, planning for bucket list activities, reviewing financial resolutions, boosting savings incrementally, practicing critical thinking, increasing contributions to retirement accounts, automating contributions, utilizing tax minimization strategies, managing risk, and avoiding herd mentality.  You can reach Logan Marcus by calling 800-874-8380. Alpha Omega Wealth

This conversation discusses celebrity financial mistakes and the importance of estate planning, financial literacy, tax planning, and working with a financial advisor.  In this conversation, Logan Marcus discusses estate taxes and measures such as utilizing trusts to minimize tax liabilities. She also explores strategies for protecting against long-term care costs, including investing money in a way that allows for easy access in case of need. The importance of comprehensive retirement planning is emphasized, with a focus on factors such as risk tolerance, social security, and lifetime income strategies. You can reach Logan by calling 800-874-8380. Alpha Omega Wealth

This conversation covers various aspects of retirement planning including the importance of a clear retirement plan, assessing retirement savings and income sources, strategies for income withdrawals and maximizing Social Security benefits, average retirement age and ongoing trends.  Logan covers spousal retirement considerations such as retirement age and savings disparities, assessing savings and expenses in retirement, financial incompatibility, and strategies for couples. You can reach Logan Marcus by calling 800-874-8380. Alpha Omega Wealth

Logan covers offensive and defensive strategies in the financial red zone, the importance of diversification, healthcare and long-term care considerations, the role of government policies and regulations, blind sides in retirement planning, building income in retirement, and the benefits of getting a second opinion. The conversation covers various topics related to retirement planning and financial strategies. The chapters include discussions on the call-to-action and transition, real estate as an income stream, claiming Social Security, building steady income in retirement, long-term care and leaving a legacy, a comprehensive review opportunity, website overview, and closing remarks. You can reach Logan by calling 800-874-8380. Alpha Omega Wealth

This conversation explores important considerations for building a modern, holistic, and personalized retirement plan. The topics covered include determining what's enough for retirement, the importance of a withdrawal strategy, considerations for social security, long-term care planning, mortgage considerations, strategic planning for social security, building multiple streams of income, long-term care insurance vs. alternative solutions, building a personal pension, investment strategy in retirement, the significance of 59 and a half, tax considerations at 59 and a half, and asset allocation and risk examination. In this episode, Logan Marcus, Don, and Dave discuss various investment options and retirement planning strategies. They address concerns about overwhelming market conditions and offer the index strategy as a way to mitigate risk while still achieving market growth.  The episode concludes with a call to action for listeners to schedule a comprehensive financial review with Alpha Omega Wealth. You can schedule that comprehensive review by calling 800-874-8380. Alpha Omega Wealth

Logan offers strategies to consider to help lessen the blow of taxes in retirement.  She cautions to use good strategies with your withdrawals and the selling of your assets.  The conversation turns to planning for the “unexpected” in retirement such as kids returning home, caring for elderly parents, home and car maintenance, and health care expenses. You can reach Logan at 800-874-8380. Alpha Omega Wealth

Logan discusses financial goals for 2024.  She identifies good goals to establish, how to get started, and offers tips on how to stay on track.  Some of the goals include maximizing your savings efforts, creating a spending plan, paying off debt, building an emergency fund, proactively planning for taxes, and reassessing assets. Contact Logan Marcus and Alpha Omega Wealth at 800-874-8380. Alpha Omega Wealth

What if you have a plan for retirement in place and then life happens?  Logan talks about the need for a good retirement plan to be flexible in the event of job loss, change in marital status, caring for parents, or health event.  The conversation also includes retirement mistakes to avoid such as underestimating the impact of inflation and your longevity and being too conservative or too aggressive in investments. You can reach Logan Marcus by calling 800-874-8380. Alpha Omega Wealth

Logan talks about starting retirement planning early in the financial red zone with extra savings efforts and good strategies with your savings vehicles.  The discussion then shifts to the need to have a contingency plan in the event of an earlier than expected retirement. You can reach Logan Marcus by calling 800-874-8380. Alpha Omega Wealth

It’s not asking too much to be happy in retirement.  Proper planning can help lead to that.  That’s the topic of conversation as Logan discusses the freedom of being debt free, having a good spending plan, clearly communicating with your spouse, and having diverse income sources.  This podcast also addresses some important facts about annuities. You can reach Logan and the team by calling 800-874-8380. Alpha Omega Wealth

Logan covers some potentially dangerous mistakes to avoid in retirement planning including thinking you can beat the market, keeping all money in cash, and improper diversification.  Also covered in the podcast are opportunities to start a business in retirement and the need to embrace technology in this new phase of your life. You can reach Logan Marcus at 800-874-8380. Alpha Omega Wealth

Logan covers tax strategies that are available for those 50 and older and are critical to consider on that journey to and through retirement.  She also talks about solutions to retirement roadblocks and offers tips on how to better understand and maximize your 401(k). You can reach Logan Marcus at 800-874-8380. Alpha Omega Wealth

Logan covers some sound savings strategies to consider implementing when you’re nearing retirement such as funding that 401(k) to the max, rethinking your 401(k) assignments, and looking at traditional and Roth in determining what may work best for you.  Also covered in the podcast are some good strategies for that transition to a safer mode in your financial life. You can reach Logan Marcus by calling 800-874-8380. Alpha Omega Wealth

Logan highlights some reason why your financial education shouldn’t stop once you hit retirement.  The discussion included factoring inflation, planning for healthcare costs, and staying on top of legal changes in the retirement universe.  She also talked about dividend stocks and information a financial professional will need from you in order to build a stronger retirement plan. You can reach out to Logan Marcus by calling 800-874-8380. Alpha Omega Wealth

Spouses may not be totally on the same page when nearing retirement.  Logan discusses areas of compromise that may be necessary in consideration of budget, lifestyle, risk, and even whether to stay or move.  She also acknowledges that market volatility can make you feel like you’re on an emotional rollercoaster.  Logan offers tips to else ease the anxiety. You can reach Logan Marcus at 800-874-8380. Alpha Omega Wealth

Logan discusses a Bankrate survey that shows a good number of Americans are significantly behind on their retirement savings.  How can you get back on track?  Listen for tips here.  Decumulation:  What is it?  Logan, Don, and Bert define it and discuss good strategies to consider when you are enter this phase of your financial life. You can reach Logan Marcus at 800-874-8380. Alpha Omega Wealth

Logan goes over some suggested strategies starting when you are five years away from retirement including building that emergency fund, paying off debt, creating a budget, and working with a professional.  The conversation also includes proactive tax strategies to consider such as utilizing life insurance, considering Roth options, partial in-service rollovers, and fixed-index annuities. You can reach Logan Marcus and the team by calling 800-874-8380. Alpha Omega Wealth

Logan covers that early stage when you first retire and what you should be considering with the goal of staying on track. Some suggested moves include managing your cash flow, finding a good balance between growth and income, and managing taxes.  What happens if you face retirement earlier than planned?  The conversation centers around assessing the financial impact, making sure you have health coverage, and shifting to that contingency plan.  Another topic on this podcast focuses on how strategies could differ if you retire single. You can reach Logan Marcus and the team at Alpha Omega Wealth by calling 800-874-8380. Alpha Omega Wealth

Logan discusses why some people feel they may need to delay their retirement start date.  Some reasons cited in a recent Gallup poll include insufficient savings, worry over taxes, too much debt, and not wanting to leave money on the table.  When factoring longevity, the reasons to adopt strategies to avoid running out of money in retirement become even more critical.  The discussion in this podcast focuses on avoiding using outdated rules, implementing good tax strategies, and watching your risk. You can reach Logan Marcus by calling 800-874-8380. Alpha Omega Wealth

Logan, Bert, and Don cover tips to help maintain your spending power even when inflation is high.  They talk about doing an in-depth budget analysis and looking for spending power.  They also stress building in that income you can count on.  They also discuss steps in helping ensure you can maintain the lifestyle in retirement that you’ve been accustomed to. You can reach Logan Marcus at 800-874-8380. Alpha Omega Wealth

Logan, Bert, and Don discuss how to approach a withdrawal rate in retirement in a safe manner.  They also look at good strategies to boost your savings in the financial red zone.  They stress to take longevity seriously, build that savings safety net, and to understand inflation and proper diversification. You can reach out to Logan Marcus by calling 800874-8380. Alpha Omega Wealth

What do you do and what can you do with that 401(k) when you retire?  That’s part of the discussion in this podcast.  Logan, Don, and Bert cover qualified distributions, The “Age 55” rule, whether or not to let it lie, and more.  Some baby boomers are considering working longer.  Why is that?  That’s also part of the discussion. You can reach Logan Marcus by calling 800-874-8380. Alpha Omega Wealth

Logan introduces and answers some common questions asked by those near and in retirement.  The questions have to do with inflation, retirement income, and budgeting.  She also faces long-term care head on in discussing some good alternative strategies and tackles some retirement bad habits. You can reach Logan Marcus at 800-874-8380. Cover Your Assets

Logan and Don compare retirement strategies to the game of chess in explaining how the pawn, knight, queen, and king can be compared to your moves leading up to and in retirement.  They also give good tips on when to look for in finding the right financial professional and show what you can do the further build your savings when you’re in the financial red zone. You can reach Logan Marcus at 800-874-8380. Cover Your Assets-Alpha Omega Wealth

Logan and Don offer information on annuities in an effort to help clear up some of the myths about them.  They also discuss results of a recent survey showing concern among pre-retirees and retirees in the areas of inflation, volatility, and rising interest rates.  Another survey reflects the favorite investment vehicles of those polled.  Logan and Don discuss each of them and stress the need for diversification. You can reach Logan Marcus at 800-874-8380. Cover Your Assets

The retirement strategies could be different in the situation of a significant age gap with couples.  Logan discusses Social Security claiming strategies, coordinating retirement dates, life insurance, and the process of setting up retirement income.  The conversation also centers on factoring inflation in retirement planning and being mindful of the risks of retirement of today. You can reach Logan Marcus at 800-874-8380.

Logan covers some of the do’s and don’ts of retirement planning.  Some of the do’s include regular reviews, adjusting your risk, and watching for newly added funds to your portfolio.  Some don’ts include trying to act like a day trader, dipping into your retirement savings, and not having a tax plan.  How can you stretch those retirement dollars.  That’s covered here in consideration of delaying Social Security, diversifying your investments, and downsizing where you can. You can reach Logan Marcus at 800-874-8380.

Logan discusses ways to better save for and in retirement.  Some include working with a professional for a savings plan, getting out of debt, considering an HSA if you are eligible, and cutting unnecessary expenses.  How can inflation impact your retirement?  Logan explains and offers strategies to consider when factoring inflation. You can reach Logan Marcus by calling 800-874-8380.

Logan offers tips to help you get a head start on your retirement planning.  Some include determining your retirement date, assessing your income and expenses, adjusting for inflation, and determining r asset allocation.  She looks at some do’s and don’ts in retirement planning like reviewing your portfolio, contributing to an emergency fund and avoiding over investing in one stock and the hesitation to change your investments.  You can reach Logan Marcus at Alpha Omega Wealth by calling 800-874-8380.

Logan discusses factors to consider in your effort to establish a good risk level when you’re near retirement.  If you’re close to retirement and the talk is of possible recession, what should you take into consideration?    She talks about moving to safer ground, paying down your debt, and keep that cash stash.  She then moves into good retirement strategies for married couples to consider. You can reach Logan Marcus by calling 800-874-8380.

Logan opened with strategies that can help eliminate the “I wish I had” thoughts for those entering retirement such as developing high level retirement strategies sooner and being open to changing strategies.  She also stressed the need to build a plan that can withstand a turbulent market and addressed the fear of running out of money in retirement. You can reach Logan Marcus by calling 800-874-8380.

Logan reminds us to avoid certain retirement errors such as maintaining the wrong asset allocation and not being properly diversified.  She offers suggestions on strategies that could possibly help you bump up your retirement date and then cites some alarming survey results regarding retirement readiness. You can reach Logan Marcus by calling 800-874-8380.

Logan covers smart money moves during those critical first five years of retirement and then moves into something that should be discussed before you retire.  That’s building that dependable income stream that will last you and the tools that are available.  You can reach Logan Marcus by calling 800-874-8380.

Logan covers strategies to consider when you’re in the financial red zone during the periods of seven to ten years, five to seven years, and three to five years out.  How is high inflation affecting your retirement.  That’s also part of the discussion as well as a look at retirement expenses. You can reach Logan Marcus by calling 800-874-8380.

Logan addresses concerns of retirees involving their feeling of inadequate savings and their worries of inflation, higher interest rates, and unstable markets.  She demonstrates how she can help keep in check the inevitable emotions that creep into retirement planning and then discusses sound retirement distribution strategies. You can reach Logan Marcus by 800-874-8380.

Logan cites statistics from a couple of surveys that state the obvious.  Couples don’t necessarily see eye to eye when it comes to finances and retirement.  She stresses the need for compromise in areas such as risk, savings, and retirement target date.  She addresses retiree concerns like inflation, the state of Social Security, and longevity and gets back to basics with some good practices to make sure you’re on the right track to retirement. You can reach Logan Marcus by calling 800-874-8380.

Cash may be king but cash flow is what will get you through retirement. Logan Marcus outlines some ways to generate income in retirement. Then she digs into behavioral finance and points out just how our emotions can influence our money decisions. That and more. Visit Cover Your Assets Radio to learn more. Call 800-874-8380. 

The show starts with a broad overview of what’s going on in the market, interest rates and inflation. It then shifts into a game show called two retirement truths and a lie. Logan says retirement is all about creating lasting, sustainable income in retirement. She’s got some suggestions on how to help you achieve that and more. That and more. Visit Cover Your Assets Radio to learn more. Call 800-874-8380. 

On the latest episode of Cover Your Assets with Logan Marcus sends Dave Perkins on the streets to ask how folks have planned for retirement and their biggest retirement concerns. Logan offers strategies for helping to provide lifetime income in retirement. She explores key items to include when making your retirement budget. And the advisor returns to the hot seat to answer listener questions for another edition of 'Ask The Advisor'. That and more. Visit Cover Your Assets Radio to learn more. Call 800-874-8380

On this episode of Cover Your Assets Radio, Logan Marcus covers some of the most iconic examples of financial planning do's and don'ts from Hollywood. Logan separates fact from fiction in another edition of Financial Planning Mythbusters and explains why it is so imperative to have a plan for your retirement. Logan covers questions you should be asking your financial advisor and why each is so important to your comprehensive financial plan. The advisor returns to the hot seat answering questions from listeners to round out the show. That and more. Visit Cover Your Assets Radio to learn more. Call 800-874-8380. 

Getting ready for retirement is a process that has very few absolutes. The good news is there are some guideposts that can help you save for retirement and help make sure your money takes you all the way through that next phase of life called retirement. That and more on this episode of Cover Your Assets Radio. Call 800-874-8380. Visit Cover Your Assets Radio.

On today's show Logan discusses the single biggest question folks have about retirement planning and how to decide when you're truly ready for retirement and breaks down the impact of the perfect economic storm on the horizon and how to secure your retirement savings from the financial fallout. Reach out to Logan Marcus at 800-874-8380 or  https://coveryourassetsradio.com/

On today's show Logan discusses  Silicon Valley banking failure that sent many depositors into a tailspin, as folks began panicking and withdrawing their money to protect their portfolios. This created a bank run–in conjunction with lack of diversification, and the bank had to sell more assets at further losses, creating even more issues internally.  Also, the biggest retirement regrets Reach out to Logan at 800-874-8380 or https://dnawealthpartners.com/