Logan and Don delve into essential retirement planning questions, addressing how much one needs to retire, the timing of Social Security benefits, pension options, and the importance of debt management. The hosts emphasize the need for a comprehensive retirement plan that includes budgeting for healthcare costs and unexpected expenses. They also answer listener questions, providing insights into navigating 401k and pension interactions, life insurance considerations, and the significance of emergency funds. Reach Logan and Don at 480-863-5363. Sun Valley Wealth www.sunvalleywealth.com  

Logan Marcus and Don Spini discuss the essential components of a comprehensive retirement plan, emphasizing the importance of investment, tax, income, estate, and healthcare strategies. They provide insights into how to tailor these strategies to individual needs, address common misconceptions, and highlight the significance of a thorough financial review. Reach Logan and Don at 480-863-5363. Sun Valley Wealth www.sunvalleywealth.com

Logan Marcus and Don Spini discuss the most pressing concerns regarding retirement planning, emphasizing the importance of having a solid financial strategy and the role of fiduciary advisors. They explore various investment strategies, including the hybrid index strategy, and answer listener questions about retirement income, taxes, and investment options. The discussion highlights the need for regular reviews of financial plans and the benefits of seeking a second opinion from a trusted advisor. Reach Logan and Don at 480-863-5363. Sun Valley Wealth www.sunvalleywealth.com

Logan and Don talk about the critical aspects of wealth preservation and retirement planning. The hosts discuss the importance of having a comprehensive financial plan, understanding diversification, maintaining emergency funds, and implementing effective tax strategies. They also emphasize the significance of estate planning and the role of professional financial advisors in navigating retirement complexities. Additionally, they compare Roth IRAs and index funds, and introduce the hybrid index strategy as a means to achieve growth without market risk. Reach Logan and Don at 480-863-5363. Sun Valley Wealth www.sunvalleywealth.com

This conversation focuses on the essential steps for preparing for retirement, including understanding tax implications, navigating Medicare, maximizing Social Security benefits, and investment strategies.  Logan and Don emphasize the importance of legacy planning and provide insights into listener questions regarding retirement concerns. They highlight the need for a comprehensive review to tailor retirement plans to individual needs.  There is also a discussion on  the complexities of annuities, emphasizing the evolution of these financial products and the importance of understanding their various types. They introduce the hybrid index strategy, which combines the benefits of annuities with market growth potential. Reach Logan and Don at 480-863-5363. Sun Valley Wealth www.sunvalleywealth.com

Logan and Don discuss essential year-end financial planning strategies, focusing on retirement planning, estate planning, and the importance of updating beneficiary designations. They emphasize the need for proactive measures to ensure a smooth transition of assets and to minimize tax burdens. The discussion also covers various tax strategies, including IRA contributions and charitable trusts, as well as the significance of preparing for potential long-term care expenses. Reach Sun Valley Wealth at 480-863-5363. Sun Valley Wealth www.sunvalleywealth.com

In this episode, Logan and Don discuss critical aspects of retirement planning, focusing on the timing of Social Security benefits, the importance of having a comprehensive income plan, and the necessity of estate planning. They highlight common regrets in retirement, such as underestimating life expectancy and failing to diversify investments. The conversation emphasizes the need for flexibility in retirement plans to adapt to changing circumstances and the importance of planning for long-term care. Reach Don and Logan at 480-863-5363. Sun Valley Wealth

Logan discusses essential financial planning strategies as the year comes to a close.  She emphasizes the importance of reviewing budgets, establishing emergency funds, managing debt, setting retirement goals, and understanding asset allocation. The discussion also highlights the significance of having a comprehensive estate plan to ensure that one's wishes are honored after passing. Logan provides actionable insights for listeners to take control of their financial futures and prepare for retirement effectively. Reach Logan at 800-874-8380. Sun Valley Wealth

In this conversation, Logan Marcus discusses various strategies for achieving tax-free income in retirement, including the use of Roth accounts, municipal bonds, and health savings accounts. She also addresses the implications of inheritances, the importance of understanding social security taxation, and common mistakes to avoid with IRAs. Reach Logan at 800-874-8380.

Logan addresses a variety of listener questions regarding retirement planning. The discussion covers topics such as pension options, the importance of trusts, contributions to retirement accounts, managing 401k and IRA accounts, navigating social security benefits, exploring living benefits of life insurance, investment strategies for retirement, considerations for long-term care insurance, and understanding annuities. Logan emphasizes the need for personalized financial planning and encourages listeners to seek professional advice for their unique situations. Reach Logan at 800-874-8380.

Logan talks about essential strategies for retirement planning, emphasizing the importance of diversification, asset allocation, and the role of a fiduciary advisor.  She highlights the significance of cash reserves, income generation, and proactive tax strategies while addressing common concerns about market volatility. The discussion also includes listener questions, providing insights into real-life financial scenarios and the importance of having a comprehensive retirement plan. Reach Logan at 800-874-8380.

Logan discusses the do's and don'ts of retirement planning. She emphasizes the importance of knowing how much income you'll need from your investments and when you'll need it. She also warned to be leery of advice from those who are not financial professionals. Other do's include preparing for the unexpected, keeping your plan on track, and being aware of inflation. The conversation also covers the fear of the unknown in retirement and how to overcome it. Reach Logan at 800-874-8380.

Logan discusses the psychological phases of retirement, as described by author Riley Moynes. The four phases are: the vacation phase, the feeling lost phase, the trial and error phase, and the reinvent and rewire phase. Each phase has its own challenges and opportunities, and it is important to be prepared and make wise decisions throughout retirement. The conversation also touches on the wisdom of ancient philosophers, highlighting the importance of being prepared, making informed decisions, and managing wealth. Reach Logan at 800-874-8380.

Logan discusses retirement planning using football metaphors. She covers various aspects of retirement planning, including starting early, making halftime adjustments, the two-minute drill, play-action passes, managing the clock, and field position.  Logan also addresses the psychological shift from working to retirement and the importance of finding purpose and defining oneself in retirement. Reach Logan at 800-874-8380.

Logan focuses on the impact of the current economic landscape on the average investor and strategies to protect one's retirement savings. The main takeaways include the importance of staying calm and having a good investment strategy, creating a plan to mitigate the effects of market fluctuations, and prioritizing income in retirement planning.  She also touches on retirement saving strategies to reduce tax bills. Reach Logan at 800-874-8380.

Logan discusses key strategies to manage risk and protect retirement savings during volatile times. The main topics covered include diversification, asset allocation, risk tolerance, emergency funds, income-producing investments, Social Security, and the importance of working with a responsive financial advisor. The conversation also uses baseball metaphors to explain different retirement components. Some commonly overlooked aspects of retirement planning, such as inflation and market volatility, are also discussed. Reach Logan at 800-874-8380.

Logan discusses retirement income and the strategies to secure a comfortable retirement. She explores various sources of retirement income, including retirement savings, social security benefits, pensions, annuities, life insurance, and real estate.  She also discusses the significance of risk tolerance in retirement planning and the need for diversification and asset allocation. Additionally, they examine the financial strategies of Jakob Fugger, a wealthy German businessman from the 15th century, and how they can be applied to modern retirement planning. Reach Logan at 800-874-8380.

The conversation discusses the decision to retire and signs that indicate it's time to retire. The main topics covered include financial readiness, emotional readiness, healthcare in retirement, and additional considerations. Logan also touches on the book 'The Richest Man in Babylon' and its relevance to modern wealth management. She moves on to the concept of risk tolerance and how it should be considered when making investment decisions. Reach Logan at 800-874-8380.

A study commissioned by the ALI Retirement Income Institute highlights a looming retirement crisis for baby boomers, particularly those set to retire between 2024 and 2030. The majority of peak 65ers don't have pensions, which used to help fill the gap left by social security. Many boomers are facing disparities in the income they need and what they have, with 52.5% of the peak 65 group possessing assets of $250,000 or less.  That’s the opening topic of conversation in this podcast with Logan Marcus.  In this conversation, Logan discusses various strategies for building tax-free income in retirement.  She covers topics such as Roth IRAs and Roth 401(k)s, orphan 401(k)s, municipal bonds, health savings accounts, life insurance, tax loss harvesting, and optimizing drawdown strategies to minimize taxes. Reach Logan at 800-874-8380.

Logan is joined by Sun Valley Wealth President Don Spini.   Logan and Don discuss the important considerations for building a modern, holistic, and personalized retirement plan. They cover topics such as determining what is enough for retirement, locating and moving 401(k) accounts, deciding when to take Social Security, investing in health savings accounts, considering Roth conversions, creating a budget or spending plan, and building a personal pension. They emphasize the importance of income planning and stress the need to solve for income in retirement. They also highlight the hybrid index strategy as a tool for creating a personal pension and discuss the importance of tax efficiency and estate planning. Reach Logan at 800-874-8380.

Financial health is closely correlated with physical and mental well-being.  Finances are 90% behavioral and 10% rational, and the goal is to shift that balance.  Logan discusses how money is emotional and can impact mental and physical health. Many Americans experience anxiety and stress related to personal finances, which can be debilitating. It is important to have a financial plan and address debt to ensure financial health. Annuities can be a tool to build stable income in retirement and provide a source of passive income. The comprehensive review process involves gathering information, creating a customized plan, and providing education and guidance. In this conversation, Logan Marcus discusses the importance of getting a second opinion on your financial plan and the red flags to watch out for when working with a financial advisor. Reach Logan at 800-874-8380.

Logan Marcus discusses various topics related to personal finance and retirement planning.  She covers subjects such as leaving an inheritance for financially irresponsible adult children, investing in stocks and bonds before retirement, and strategies for managing retirement income. Reach Logan at 800-874-8380.

Logan discusses various aspects of retirement planning.  She touches on topics such as envisioning retirement, retirement expenses, asset review, tax planning, risk tolerance, downsizing, estate planning, and more. Logan emphasizes the importance of strategic planning and seeking professional advice to ensure a successful retirement. Reach Logan at 800-874-8380.

In this conversation, Logan Marcus discusses the importance of having a retirement plan and the role of a financial advisor in helping individuals achieve a stress-free retirement.  She emphasizes the need for a personalized plan that takes into account individual goals, income needs, and desired retirement lifestyle.  She also discusses the influence of past financial experiences and generational attitudes towards money. The conversation highlights red flags to watch out for when seeking financial advice, such as a lack of fiduciary responsibility, lack of transparency, and cookie-cutter approaches. Reach Logan at 800-874-8380.

The conversation covers a range of financial planning topics, including auditing beneficiaries, retirement savings, Social Security benefits, RMDs, health care costs, and various risks in retirement planning. Logan Marcus provides insights and advice on how to manage these aspects effectively. The conversation covers a range of life events and their financial implications, including retirement planning, social security benefits, risk management, and the importance of working with a financial advisor.  Logan also addresses the need for a comprehensive review of financial plans and the impact of life changes on retirement strategies. Reach Logan at 800-874-8380.

Logan Marcus highlights some of the key ages in pre-retirement and retirement years to be aware of to avoid penalties and seize upon opportunities.  She provides insights and advice on navigating tax implications, Social Security benefits, and RMDs, as well as proactive strategies for retirement planning.  The conversation covers a range of retirement planning topics, including the importance of starting early, setting retirement goals, taking advantage of employer matches, staying in good health, consulting a financial advisor, and understanding Social Security benefits. Reach Logan Marcus at 800-874-8380.

Logan discusses the importance of seeking professional help when making decisions about Social Security and retirement planning.  She emphasizes the need to have a financial professional review your accounts and ensure that your money is working for you. She also highlights the rules and exceptions to rules when it comes to Social Security, 401(k) contributions, and required minimum distributions (RMDs). Reach Logan and Sun Valley Advisory at 800-874-8380.

Logan discusses the importance of seeking professional help when making decisions about Social Security and retirement planning. She emphasizes the need to have a financial professional review your accounts and ensure that your money is working for you. Logan also highlights the rules and exceptions to rules when it comes to Social Security, 401(k) contributions, and required minimum distributions (RMDs). The conversation concludes with an invitation for listeners to schedule a no-cost, no-obligation comprehensive review with Sun Valley Advisory. Reach Logan at 800-874-8380.

Logan Marcus, attorney, partner, and chief investment officer at Sun Valley Advisory, discusses the retirement crisis and the future of Social Security. She emphasizes the importance of creating multiple streams of income in retirement and not relying solely on Social Security. Logan also addresses the fear-mongering around Social Security and encourages individuals to plan for their unique situations. Reach Logan at 800-874-8380.

The conversation explores the concept of semi-retirement and working part-time in retirement. Logan discusses the benefits of phased retirement, including easing the emotional transition and allowing for a trial run of retirement. The importance of creating an income plan for retirement is emphasized, as well as the need to consider expenses and budgeting. The conversation also touches on the impact of required minimum distributions and Medicare premiums on retirement expenses. It concludes by highlighting the importance of long-term planning and the ability to grow one's nest egg in retirement. Reach Logan and the team at 800-874-8380. Alpha Omega Wealth

Logan Marcus discusses common retirement rules of thumb and how they may need to be adjusted in today's economic landscape. She covers topics such as the 60-40 stock bond rule, the magic retirement age of 65, the rule of 72, the rule of 100, and the 4% rule.  She emphasizes the importance of personalized retirement planning and the need to adapt these rules to individual circumstances. You can reach Logan at 800-874-8380. Alpha Omega Wealth

Retirement planning has evolved over the past 20 years. Logan talks about how the 401(k) is a savings vehicle, not a retirement plan, and a comprehensive plan is necessary to determine how to use those funds in retirement. Increased longevity means more years to account for financial means, and healthcare costs can be a significant expense. Logan emphasizes the importance of having a retirement philosophy and a customized plan that aligns with individual goals and risk tolerance. She advises against making rash decisions during market volatility and cautions against expecting a retirement plan to outperform the market. The conversation also addresses topics such as early 401k withdrawals, saving for retirement at a later age, and investing in precious metals. Reach Logan at 800-874-8380. Alpha Omega Wealth

In this conversation, Logan Marcus discusses dangerous assumptions people make about retirement planning. She covers topics such as working past age 65, underestimating life expectancy, spending in retirement, and taxes on retirement dollars. The conversation also includes quotes from George Foreman and other sources that highlight the need for disciplined saving and planning for retirement. Reach Logan at 800-874-8380. Alpha Omega Wealth

In this conversation, Logan Marcus discusses the dangers of DIY retirement planning and emphasizes the importance of working with a professional. She highlights the changing landscape of retirement and the need for a comprehensive plan that considers longer life expectancies and the absence of traditional pensions. Logan explains the retirement planning process, including determining retirement goals and income needs. She also addresses the complexities of Social Security and the importance of making informed decisions. Reach Logan at 800-874-8380. Alpha Omega Wealth

The conversation discusses concerns about financial wellness, including inflation, debt, and market volatility. It highlights the importance of financial literacy and the lack of financial skills in younger generations. The conversation also addresses regrets in retirement planning, such as not saving enough or starting early enough. It emphasizes the need for spousal involvement in financial decisions and provides tips for avoiding regrets in retirement spending. Overall, the conversation aims to promote financial wellness and provide guidance for a carefree retirement. Reach Logan at 800-874-8380. Alpha Omega Wealth

Investing in retirement can be complicated, and as a result, people often misunderstand the subtleties. Logan aims to clear up some of those misunderstandings. The conversation covers topics such as retirement strategies, the importance of a fiduciary, building income in retirement, maximizing savings, handling debt, tax considerations, healthcare considerations, social security decisions, and starting the retirement planning process. Reach Logan at 800-874-8380. Alpha Omega Wealth

In this episode, Logan Marcus discusses the importance of financial spring cleaning and provides tips for organizing and optimizing your finances. She emphasizes the need to review spending, manage debt, build an emergency fund, and enjoy retirement. Logan also highlights the importance of organizing financial documents, putting money to work through investments, and reevaluating insurance coverage. You can reach Logan by calling 800-874-8380. Alpha Omega Wealth

In this conversation, Logan Marcus discusses various aspects of retirement planning and financial management. She cover topics such as consolidating retirement accounts, creating a budget, cleaning up financial documents, building an emergency fund, reviewing insurance policies, planning for bucket list activities, reviewing financial resolutions, boosting savings incrementally, practicing critical thinking, increasing contributions to retirement accounts, automating contributions, utilizing tax minimization strategies, managing risk, and avoiding herd mentality.  You can reach Logan Marcus by calling 800-874-8380. Alpha Omega Wealth

This conversation discusses celebrity financial mistakes and the importance of estate planning, financial literacy, tax planning, and working with a financial advisor.  In this conversation, Logan Marcus discusses estate taxes and measures such as utilizing trusts to minimize tax liabilities. She also explores strategies for protecting against long-term care costs, including investing money in a way that allows for easy access in case of need. The importance of comprehensive retirement planning is emphasized, with a focus on factors such as risk tolerance, social security, and lifetime income strategies. You can reach Logan by calling 800-874-8380. Alpha Omega Wealth

This conversation covers various aspects of retirement planning including the importance of a clear retirement plan, assessing retirement savings and income sources, strategies for income withdrawals and maximizing Social Security benefits, average retirement age and ongoing trends.  Logan covers spousal retirement considerations such as retirement age and savings disparities, assessing savings and expenses in retirement, financial incompatibility, and strategies for couples. You can reach Logan Marcus by calling 800-874-8380. Alpha Omega Wealth

Logan covers offensive and defensive strategies in the financial red zone, the importance of diversification, healthcare and long-term care considerations, the role of government policies and regulations, blind sides in retirement planning, building income in retirement, and the benefits of getting a second opinion. The conversation covers various topics related to retirement planning and financial strategies. The chapters include discussions on the call-to-action and transition, real estate as an income stream, claiming Social Security, building steady income in retirement, long-term care and leaving a legacy, a comprehensive review opportunity, website overview, and closing remarks. You can reach Logan by calling 800-874-8380. Alpha Omega Wealth

This conversation explores important considerations for building a modern, holistic, and personalized retirement plan. The topics covered include determining what's enough for retirement, the importance of a withdrawal strategy, considerations for social security, long-term care planning, mortgage considerations, strategic planning for social security, building multiple streams of income, long-term care insurance vs. alternative solutions, building a personal pension, investment strategy in retirement, the significance of 59 and a half, tax considerations at 59 and a half, and asset allocation and risk examination. In this episode, Logan Marcus, Don, and Dave discuss various investment options and retirement planning strategies. They address concerns about overwhelming market conditions and offer the index strategy as a way to mitigate risk while still achieving market growth.  The episode concludes with a call to action for listeners to schedule a comprehensive financial review with Alpha Omega Wealth. You can schedule that comprehensive review by calling 800-874-8380. Alpha Omega Wealth

Logan offers strategies to consider to help lessen the blow of taxes in retirement.  She cautions to use good strategies with your withdrawals and the selling of your assets.  The conversation turns to planning for the “unexpected” in retirement such as kids returning home, caring for elderly parents, home and car maintenance, and health care expenses. You can reach Logan at 800-874-8380. Alpha Omega Wealth

Logan discusses financial goals for 2024.  She identifies good goals to establish, how to get started, and offers tips on how to stay on track.  Some of the goals include maximizing your savings efforts, creating a spending plan, paying off debt, building an emergency fund, proactively planning for taxes, and reassessing assets. Contact Logan Marcus and Alpha Omega Wealth at 800-874-8380. Alpha Omega Wealth

What if you have a plan for retirement in place and then life happens?  Logan talks about the need for a good retirement plan to be flexible in the event of job loss, change in marital status, caring for parents, or health event.  The conversation also includes retirement mistakes to avoid such as underestimating the impact of inflation and your longevity and being too conservative or too aggressive in investments. You can reach Logan Marcus by calling 800-874-8380. Alpha Omega Wealth

Logan talks about starting retirement planning early in the financial red zone with extra savings efforts and good strategies with your savings vehicles.  The discussion then shifts to the need to have a contingency plan in the event of an earlier than expected retirement. You can reach Logan Marcus by calling 800-874-8380. Alpha Omega Wealth

It’s not asking too much to be happy in retirement.  Proper planning can help lead to that.  That’s the topic of conversation as Logan discusses the freedom of being debt free, having a good spending plan, clearly communicating with your spouse, and having diverse income sources.  This podcast also addresses some important facts about annuities. You can reach Logan and the team by calling 800-874-8380. Alpha Omega Wealth

Logan covers some potentially dangerous mistakes to avoid in retirement planning including thinking you can beat the market, keeping all money in cash, and improper diversification.  Also covered in the podcast are opportunities to start a business in retirement and the need to embrace technology in this new phase of your life. You can reach Logan Marcus at 800-874-8380. Alpha Omega Wealth

Logan covers tax strategies that are available for those 50 and older and are critical to consider on that journey to and through retirement.  She also talks about solutions to retirement roadblocks and offers tips on how to better understand and maximize your 401(k). You can reach Logan Marcus at 800-874-8380. Alpha Omega Wealth

Logan covers some sound savings strategies to consider implementing when you’re nearing retirement such as funding that 401(k) to the max, rethinking your 401(k) assignments, and looking at traditional and Roth in determining what may work best for you.  Also covered in the podcast are some good strategies for that transition to a safer mode in your financial life. You can reach Logan Marcus by calling 800-874-8380. Alpha Omega Wealth