Each week BusinessDesk and the NZ Herald's Cooking the Books podcast tackles a different money problem. Today, it's how to find a side income that fits into your life. Hosted by Frances Cook.

We all know that life is getting more expensive by the day, and while cutting back is one way to tackle it, earning more can be a big help too. 

We've talked before on the podcast about ways to ask for a pay rise, but sometimes, it doesn't feel like an option right now. 

Maybe you've already had a pay rise, but you could still do with a bit more cash. Or maybe the boss said no, and you're not in the position to look for a new job elsewhere. 

Whatever the reason, side hustles can fill that gap. 

And if you're the entrepreneurial sort, they can even be a way to test out a career change or business ideas, so that one day you could work for yourself instead. 

For the latest podcast, I talked to financial adviser Tracy Hemingway, also known as the DebtFreeDiva.

• If you have a question about this podcast, or a question you'd like answered in the next one, come and talk to me about it. I'm on Facebook here, Instagram here, and Twitter here