Fees, non-traded REITs, and life insurance strategies take center stage in this episode of Coach Listens, the interview series where Coach Pete D’Arruda sits down for real conversations about the financial decisions that can shape retirement. This segment is all about looking under the hood: how fees can quietly eat away at your money, why certain investments may not be as simple as they sound, and how life insurance may be used as part of a broader retirement strategy when it is structured the right way.