Singapore will raise its retirement age to 65 and re-employment age to 70 in January 2029, a year ahead of schedule. But are Singaporeans working longer because they want to, or because they cannot afford to stop? Hairianto Diman and Andrea Heng examine the personal, economic and workplace realities of retirement with Dr Kelvin Tan, Head, Minor in Applied Ageing Studies Programme, SUSS; Daniel Ariffin, 68-year-old senior worker; Associate Professor Chia Ngee Choon, Department of Economics, NUS & Daniel Yoong, Founder of BearTree advisory, Fractional HR Lead