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On this week’s episode:
Michael Masor explains why replacing your paycheck—not chasing a magic balance—is the foundation of retirement planning.
Retirement may feel like a snow day, but the bills never stop coming.
Learn why the $1 million retirement myth misses the mark for most Americans.
Explore how income planning, Social Security strategies, and annuities can work together to cover lifelong expenses.
Michael also covers Social Security bridging, planning for part‑time work transitions, and why retirement costs often rise instead of fall.
A practical look at turning savings into sustainable income for a modern, multi‑decade retirement.

Head down your Clear Path to Retirement with Michael today!

On this week&rsquo;s episode:
<ul>
<li>Michael Masor explains why replacing your paycheck&mdash;not chasing a magic balance&mdash;is the foundation of retirement planning.</li>
<li>Retirement may feel like a snow day, but the bills never stop coming.</li>
<li>Learn why the $1 million retirement myth misses the mark for most Americans.</li>
<li>Explore how income planning, Social Security strategies, and annuities can work together to cover lifelong expenses.</li>
<li>Michael also covers Social Security bridging, planning for part‑time work transitions, and why retirement costs often rise instead of fall.</li>
<li>A practical look at turning savings into sustainable income for a modern, multi‑decade retirement.</li>
</ul>
Head down your Clear Path to Retirement with Michael <a href="https://clearwaterfinancialgroup.com/contact/">today</a>!

Is your retirement plan clear as mud? Need a cleanse from all the noise in the financial world? You’re in the right place – with the Clearwater Retirement Podcast.

From Michael Masor and Clearwater Financial Group, the Clearwater Retirement Podcast gets to the heart of the retirement information you need, right from the sources you can trust. Tune in for robust financial analysis, sharp portfolio insight, and entertaining conversations you can’t afford to miss!

Is your retirement plan clear as mud? Need a cleanse from all the noise in the financial world? You&rsquo;re in the right place &ndash; with the Clearwater Retirement Podcast.
From Michael Masor and Clearwater Financial Group, the Clearwater Retirement Podcast gets to the heart of the retirement information you need, right from the sources you can trust. Tune in for robust financial analysis, sharp portfolio insight, and entertaining conversations you can&rsquo;t afford to miss!

Clearwater Retirement Podcast

Replacing your paycheck & Retirement isn’t a snow day | You don’t need a million – you need a plan & From saving to spending: the shift that changes everything