Rob and Emily are joined by Andy Jones, Engagement Manager for Civil Service and RoyalMail Pensions in the Cabinet Office, and Jane Bates, Head of Life Events at MyCSP. They discuss what happens to your pension if you leave the Civil Service or opt out of the scheme.

We know that the vast majority of members stay in the scheme once they're opted in by their employer, but a small number opt out. We talk to Andy about some of the factors that may drive people to leave the scheme, such as other financial priorities, investing in property instead, or simply not prioritising retirement planning yet. 

The decisions you make now can have a huge impact later on in life and our online tools can help members understand how their pension builds up over time.

Andy and Jane highlight that the scheme not only provides for you, it can also provide invaluable support to your loved ones in the event of your death.

Find out more at civilservicepensionscheme.org.uk/podcast