In our second episode of Season 3, Cilla Christmas, Valuation & Strategic Review Manager and Co-Chair of the Carer’s Network returns to the podcast to talk about what caring responsibilities can mean for your pension and retirement planning.

From drawing on personal experiences of caring responsibilities to exploring the statistics around carers in the Civil Service, Cilla talks us through what it means to be a carer and how to access the support available to you, both in and outside of the civil service pension scheme.

Whether you’re thinking of changing your working pattern or if you’re having conversations about a Lasting Power of Attorney with loved ones, we discuss some of the practical aspects of what carers may need to consider.

Whether you’re a civil servant and caring for someone, if the person you’re caring for is a civil servant, or if you think you may have caring responsibilities in the future, we hope you find this episode informative.

Useful links
Accessible version of this episode
Full transcript
Carers UK
Pension Portal and retirement modeller
Check your State Pension age - GOV.UK (www.gov.uk)
Retirement Living Standards – PLSA
Annual Benefit Statement (ABS) - Civil Service Pension Scheme
Change in Working Patterns - Civil Service Pension Scheme


Listen to this episode using the embedded player on this page, or by searching 'Civil Service Pensions Podcast', wherever you get your podcasts.

In our second episode of Season 3, Cilla Christmas, Valuation &amp; Strategic Review Manager and Co-Chair of the Carer’s Network returns to the podcast to talk about what caring responsibilities can mean for your pension and retirement planning.
From drawing on personal experiences of caring responsibilities to exploring the statistics around carers in the Civil Service, Cilla talks us through what it means to be a carer and how to access the support available to you, both in and outside of the civil service pension scheme.
Whether you’re thinking of changing your working pattern or if you’re having conversations about a Lasting Power of Attorney with loved ones, we discuss some of the practical aspects of what carers may need to consider.
Whether you’re a civil servant and caring for someone, if the person you’re caring for is a civil servant, or if you think you may have caring responsibilities in the future, we hope you find this episode informative.
Useful links
<ul>
<li><a href="Civil%20Service%20Pensions%20Podcast%20-%20Season%203,%20Episode%202%20(youtube.com)">Accessible version of this episode</a></li>
<li><a href="civilservicepensionscheme.org.uk/media/d2fdnxo4/podcast-transcript-s3e2-how-does-being-a-carer-affect-your-pension.pdf">Full transcript</a></li>
<li><a href="https://www.carersuk.org/">Carers UK</a></li>
<li><a href="https://members.civilservicepensionscheme.org.uk/">Pension Portal and retirement modeller</a></li>
<li><a href="https://www.gov.uk/state-pension-age">Check your State Pension age - GOV.UK (www.gov.uk)</a></li>
<li><a href="https://www.retirementlivingstandards.org.uk/">Retirement Living Standards – PLSA</a></li>
<li><a href="https://www.civilservicepensionscheme.org.uk/your-pension/yearly-pension-update/annual-benefit-statement-abs/">Annual Benefit Statement (ABS) - Civil Service Pension Scheme</a></li>
<li><a href="https://www.civilservicepensionscheme.org.uk/your-pension/work-life/change-in-working-patterns/">Change in Working Patterns - Civil Service Pension Scheme</a> </li>
</ul>
Listen to this episode using the embedded player on this page, or by searching 'Civil Service Pensions Podcast', wherever you get your podcasts.

The Civil Service Pension Scheme is one of the best workplace pension schemes in the UK public sector. But what makes it so good?

We want members of the scheme to feel informed and empowered when it comes to planning for their financial future, but we know that pensions can feel complicated and difficult to understand.

This podcast aims to make things simple - whether you're working or retired, if you've left the Civil Service - or even if you're thinking about joining the Civil Service - there's something for everyone.

Hosts Rob Walker and Emily Eccles from MyCSP (the scheme administrator for Civil Service Pensions) take things back to basics. Their conversations will help you get to grips with your pension and even make some informed decisions about your future. No question is too small and no answer is too complex.

Each episode explores different aspects of the scheme. With expert guests and members talking about their life experiences and perspectives, and how these events have affected their views on retirement and their pension. Each informative episode could help you think about your pension in different ways.

Many people believe that a pension is something to think about later in life, or something to get round to dealing with eventually. That just isn't true. It’s never too early to start saving or planning for your future beyond work.

Your pension is one of your most valuable assets and the decisions you make now can have a huge impact further down the line. It is a crucial personal financial benefit and your ticket to living your best life when you're no longer working. It's key to making your retirement years as fulfilling and rewarding as possible.

From learning the basics, we explore a number of topics surrounding pensions and the scheme itself. Our first series features case studies of members in their 20s and 30s through to retirement, as well as discussions around the Gender Pension Gap, discovering how common life events can affect your ability to save for the future and the steps you can take to boost your pension.

Even if you've never worked for the Civil Service before, this podcast is full of useful information and advice for anyone with a workplace pension. We hope you enjoy it.

To find out more about the scheme, visit www.civilservicepensionscheme.org.uk

The Civil Service Pension Scheme is one of the best workplace pension schemes in the UK public sector. But what makes it so good?
We want members of the scheme to feel informed and empowered when it comes to planning for their financial future, but we know that pensions can feel complicated and difficult to understand.
This podcast aims to make things simple - whether you're working or retired, if you've left the Civil Service - or even if you're thinking about joining the Civil Service - there's something for everyone.
Hosts Rob Walker and Emily Eccles from MyCSP (the scheme administrator for Civil Service Pensions) take things back to basics. Their conversations will help you get to grips with your pension and even make some informed decisions about your future. No question is too small and no answer is too complex.
Each episode explores different aspects of the scheme. With expert guests and members talking about their life experiences and perspectives, and how these events have affected their views on retirement and their pension. Each informative episode could help you think about your pension in different ways.
Many people believe that a pension is something to think about later in life, or something to get round to dealing with eventually. That just isn't true. It’s never too early to start saving or planning for your future beyond work.
Your pension is one of your most valuable assets and the decisions you make now can have a huge impact further down the line. It is a crucial personal financial benefit and your ticket to living your best life when you're no longer working. It's key to making your retirement years as fulfilling and rewarding as possible.
From learning the basics, we explore a number of topics surrounding pensions and the scheme itself. Our first series features case studies of members in their 20s and 30s through to retirement, as well as discussions around the Gender Pension Gap, discovering how common life events can affect your ability to save for the future and the steps you can take to boost your pension.
Even if you've never worked for the Civil Service before, this podcast is full of useful information and advice for anyone with a workplace pension. We hope you enjoy it.
To find out more about the scheme, visit <a href="http://www.civilservicepensionscheme.org.uk">www.civilservicepensionscheme.org.uk</a>

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