Some describe the idea of retiring abroad as “the ultimate dream”. But how does it work, practically speaking?

Rob and Emily chat to MOJ’s Lara Muñiz-Fernández about her plans to retire abroad and the preparations she’s making.

We’re also joined by Peter Spain, Head of Pensions Policy and Technical from Cabinet Office, who sheds some light on the technicalities of retiring overseas, how payments work, and the key things to consider if this is your goal.

Useful links:
Transcript of this episode
Accessible version of this episode
Podcast - Civil Service Pension Scheme
Overseas Payment Mandates - Civil Service Pension Scheme
Receiving your pension overseas - Civil Service Pension Scheme
Moving, living and retiring abroad | MoneyHelper
Pension Portal
The new State Pension: If you've lived or worked abroad - GOV.UK
International Pension Centre - GOV.UK
Northern Ireland Pension Centre | nidirect
Check the recognised overseas pension schemes notification list - GOV.UK
Voting if you move or live abroad: Overview - GOV.UK
Living abroad after retirement | Age UK

Some describe the idea of retiring abroad as &ldquo;the ultimate dream&rdquo;. But how does it work, practically speaking?
Rob and Emily chat to MOJ&rsquo;s Lara Mu&ntilde;iz-Fern&aacute;ndez about her plans to retire abroad and the preparations she&rsquo;s making.
We&rsquo;re also joined by Peter Spain, Head of Pensions Policy and Technical from Cabinet Office, who sheds some light on the technicalities of retiring overseas, how payments work, and the key things to consider if this is your goal.
Useful links:
<ul>
<li><a href="https://www.civilservicepensionscheme.org.uk/media/b1ufqsy2/podcast_transcript_s4e3_retiring_abroad.pdf" data-outlook-id="5462e36d-172a-476a-a0a1-c83c28176135">Transcript of this episode</a></li>
<li><a href="https://youtu.be/DteKhwlGp_0" data-outlook-id="b356711a-a4a5-480a-a364-f196598cbfc1">Accessible version of this episode</a></li>
<li><a href="https://www.civilservicepensionscheme.org.uk/knowledge-centre/resources/podcast/" data-outlook-id="50c750d1-b6a9-4cdc-95fa-e3861bceddfd">Podcast - Civil Service Pension Scheme</a></li>
<li><a href="https://www.civilservicepensionscheme.org.uk/retired-left-or-leaving/retired-and-receiving-your-pension/receiving-your-pension-overseas/overseas-payment-mandates/" data-outlook-id="743ad08f-22b1-4e8b-b682-4e2b8a92091a">Overseas Payment Mandates - Civil Service Pension Scheme</a></li>
<li><a href="https://www.civilservicepensionscheme.org.uk/retired-left-or-leaving/retired-and-receiving-your-pension/receiving-your-pension-overseas/" data-outlook-id="ea81dbf8-e54a-4837-8dc2-3630fbec8cf0">Receiving your pension overseas - Civil Service Pension Scheme</a></li>
<li><a href="https://www.moneyhelper.org.uk/en/pensions-and-retirement/taking-your-pension/moving-living-and-retiring-abroad" data-outlook-id="ac205d9b-35c5-4ffb-ba96-3cc86f22d613">Moving, living and retiring abroad | MoneyHelper</a></li>
<li><a href="https://members.civilservicepensionscheme.org.uk/" data-outlook-id="aa23b053-46ba-4942-891a-49c8cc6e6701">Pension Portal</a></li>
<li><a href="https://www.gov.uk/new-state-pension/living-and-working-overseas" data-outlook-id="2007c433-5fcd-43b7-8afd-158283220373">The new State Pension: If you've lived or worked abroad - GOV.UK</a></li>
<li><a href="https://www.gov.uk/international-pension-centre" data-outlook-id="c32b7e03-b46c-4f08-aba7-4175f7b8c59b">International Pension Centre - GOV.UK</a></li>
<li><a href="https://www.nidirect.gov.uk/contacts/northern-ireland-pension-centre" data-outlook-id="85d466e4-67e1-4ff5-8800-124407668788">Northern Ireland Pension Centre | nidirect</a></li>
<li><a href="https://www.gov.uk/guidance/check-the-recognised-overseas-pension-schemes-notification-list" data-outlook-id="a50b78eb-071d-43a6-be10-aad8e122b85c">Check the recognised overseas pension schemes notification list - GOV.UK</a></li>
<li><a href="https://www.gov.uk/voting-when-living-abroad" data-outlook-id="b864b83e-52ee-49ab-b9b8-88270d39974c">Voting if you move or live abroad: Overview - GOV.UK</a></li>
<li><a href="https://www.ageuk.org.uk/information-advice/work-learning/retirement/moving-abroad-in-retirement/" data-outlook-id="1a354d61-6fca-4fda-9e01-4990426c6ac9">Living abroad after retirement | Age UK</a></li>
</ul>

The Civil Service Pension Scheme is one of the best workplace pension schemes in the UK public sector. But what makes it so good?

We want members of the scheme to feel informed and empowered when it comes to planning for their financial future, but we know that pensions can feel complicated and difficult to understand.

This podcast aims to make things simple - whether you're working or retired, if you've left the Civil Service - or even if you're thinking about joining the Civil Service - there's something for everyone.

Hosts Rob Walker and Emily Eccles from MyCSP (the scheme administrator for Civil Service Pensions) take things back to basics. Their conversations will help you get to grips with your pension and even make some informed decisions about your future. No question is too small and no answer is too complex.

Each episode explores different aspects of the scheme. With expert guests and members talking about their life experiences and perspectives, and how these events have affected their views on retirement and their pension. Each informative episode could help you think about your pension in different ways.

Many people believe that a pension is something to think about later in life, or something to get round to dealing with eventually. That just isn't true. It’s never too early to start saving or planning for your future beyond work.

Your pension is one of your most valuable assets and the decisions you make now can have a huge impact further down the line. It is a crucial personal financial benefit and your ticket to living your best life when you're no longer working. It's key to making your retirement years as fulfilling and rewarding as possible.

From learning the basics, we explore a number of topics surrounding pensions and the scheme itself. Our first series features case studies of members in their 20s and 30s through to retirement, as well as discussions around the Gender Pension Gap, discovering how common life events can affect your ability to save for the future and the steps you can take to boost your pension.

Even if you've never worked for the Civil Service before, this podcast is full of useful information and advice for anyone with a workplace pension. We hope you enjoy it.

To find out more about the scheme, visit www.civilservicepensionscheme.org.uk

The Civil Service Pension Scheme is one of the best workplace pension schemes in the UK public sector. But what makes it so good?
We want members of the scheme to feel informed and empowered when it comes to planning for their financial future, but we know that pensions can feel complicated and difficult to understand.
This podcast aims to make things simple - whether you're working or retired, if you've left the Civil Service - or even if you're thinking about joining the Civil Service - there's something for everyone.
Hosts Rob Walker and Emily Eccles from MyCSP (the scheme administrator for Civil Service Pensions) take things back to basics. Their conversations will help you get to grips with your pension and even make some informed decisions about your future. No question is too small and no answer is too complex.
Each episode explores different aspects of the scheme. With expert guests and members talking about their life experiences and perspectives, and how these events have affected their views on retirement and their pension. Each informative episode could help you think about your pension in different ways.
Many people believe that a pension is something to think about later in life, or something to get round to dealing with eventually. That just isn't true. It’s never too early to start saving or planning for your future beyond work.
Your pension is one of your most valuable assets and the decisions you make now can have a huge impact further down the line. It is a crucial personal financial benefit and your ticket to living your best life when you're no longer working. It's key to making your retirement years as fulfilling and rewarding as possible.
From learning the basics, we explore a number of topics surrounding pensions and the scheme itself. Our first series features case studies of members in their 20s and 30s through to retirement, as well as discussions around the Gender Pension Gap, discovering how common life events can affect your ability to save for the future and the steps you can take to boost your pension.
Even if you've never worked for the Civil Service before, this podcast is full of useful information and advice for anyone with a workplace pension. We hope you enjoy it.
To find out more about the scheme, visit <a href="http://www.civilservicepensionscheme.org.uk">www.civilservicepensionscheme.org.uk</a>

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