In this episode of "Ceasefire," hosts Dale Adams and Ron Cisneros welcome Carlin Friar, a long-time resident and banker in Boerne, Texas. Carlin shares his personal background, his journey into banking, and insights into the local banking landscape. The discussion covers the growth of Boerne, the role of banks in community development, economic changes, and the importance of character in banking. Carlin also touches on the impact of technology on banking, the challenges of serving diverse communities, and his experiences on the local school board. The episode wraps up with reflections on leadership, community involvement, and financial education.

• 00:00 – Introduction & Guest Welcome
• 00:49 – Carlin’s Local Roots & Early Life
• 01:40 – How Carlin Got Into Banking
• 03:18 – Carlin’s Banking Career & Experience
• 06:30 – Economic Development in Bernie
• 11:13 – Community Banking vs. Big Banks
• 11:53 – Local Businesses & Community Growth
• 13:13 – How Banking Affects the Economy
• 15:14 – Technology’s Impact on Banking
• 17:14 – Lending, Redlining, and Regulations
• 19:34 – Why So Many Banks in Boerne?
• 21:09 – Financial Education & Dave Ramsey
• 23:20 – Carlin’s Family Stories & Insurance
• 24:20 – School Board Stories & Leadership
• 26:28 – Closing Thoughts & Farewell

Original Air Date: November 15th at 10:30AM CST as heard on Boerne Radio 103.9FM

Contact:

• ceasefireboerne@gmail.com 
• https://www.theboernebookshop.com/

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