As you approach retirement, one of the simplest ways to boost your confidence and your bank balance, is understanding the extra benefits available through the Age Pension. From discounts to direct savings, these supports can reduce your living costs and make your retirement income stretch further than you might expect.

Host Andrew Mackinnon speaks with Cbus Coordinator Phil Milne and Cbus Retirement Advice Consultant Bonyit Mabor. Together, they unpack the real value of concession cards, the Work Bonus, tax offsets and why so many retirees miss out on thousands of dollars simply because they don't apply for the Age Pension. This episode breaks it all down, so you can understand how to unlock what support is available for you.

Because it’s time to shift the way you think about your Super.

 

RESOURCES
Attend an education session: https://cbussuper.info/attendseminar
Calculators: retirement income estimate calculator
Retirement planning: https://cbussuper.info/retirementplanner
For more on compound investment returns (aka compound interest):https://cbussuper.info/investmentbasics
Amounts are based on industry standards and/or ASFA retirement standards research, which you can access here: https://www.superannuation.asn.au/consumers/retirement-standard/ 
For more superannuation resources: https://moneysmart.gov.au/
Retirement Essentials – Centrelink benefits: Why retirees are missing out: https://cbussuper.info/CentrelinkBenefits  

 

DISCLAIMER

The information on this podcast is about Cbus Super. It doesn’t account for your specific needs. Please consider your financial position, objectives and requirements before making financial decisions. Past performance is not a reliable indicator of future performance. Read the relevant PDS and TMD to decide what’s right for you. Call 1300 361 784 or visit cbussuper.com.au. Contact us or visit cbussuper.com.au. © 2025 Cbus Super. All rights reserved. United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 as Trustee for the Construction and Building Unions Superannuation Fund ABN 75 493 363 262 (Cbus and /or Cbus Super).

 

The Cbus Super Shift podcast is produced for Cbus Super by:

SoundCartel 
+61 3 9882 8333

As you approach retirement, one of the simplest ways to boost your confidence and your bank balance, is understanding the extra benefits available through the Age Pension. From discounts to direct savings, these supports can reduce your living costs and make your retirement income stretch further than you might expect.
Host Andrew Mackinnon speaks with Cbus Coordinator Phil Milne and Cbus Retirement Advice Consultant Bonyit Mabor. Together, they unpack the real value of concession cards, the Work Bonus, tax offsets and why so many retirees miss out on thousands of dollars simply because they don't apply for the Age Pension. This episode breaks it all down, so you can understand how to unlock what support is available for you.
Because it&rsquo;s time to shift the way you think about your Super.
&nbsp;
RESOURCES
<ul>
<li aria-level="1">Attend an education session: <a href="https://cbussuper.info/attendseminar">https://cbussuper.info/attendseminar</a></li>
<li aria-level="1">Calculators: <a href="https://www.cbussuper.com.au/tools-resources/calculators/retirement-income-estimate-calculator">retirement income estimate calculator</a></li>
<li aria-level="1">Retirement planning: <a href="https://cbussuper.info/retirementplanner">https://cbussuper.info/retirementplanner</a></li>
<li aria-level="1">For more on compound investment returns (aka compound interest): <a href="https://cbussuper.info/investmentbasics">https://cbussuper.info/investmentbasics</a></li>
<li aria-level="1">Amounts are based on industry standards and/or ASFA retirement standards research, which you can access here: <a href="https://www.superannuation.asn.au/consumers/retirement-standard/">https://www.superannuation.asn.au/consumers/retirement-standard/</a>&nbsp;</li>
<li>For more superannuation resources: <a href="https://moneysmart.gov.au/">https://moneysmart.gov.au/</a></li>
<li>Retirement Essentials &ndash; Centrelink benefits: Why retirees are missing out:&nbsp;<a href="https://cbussuper.info/CentrelinkBenefits">https://cbussuper.info/CentrelinkBenefits</a>&nbsp;&nbsp;</li>
</ul>
&nbsp;
DISCLAIMER
The information on this podcast is about Cbus Super. It doesn&rsquo;t account for your specific needs. Please consider your financial position, objectives and requirements before making financial decisions. Past performance is not a reliable indicator of future performance. Read the relevant PDS and TMD to decide what&rsquo;s right for you. Call 1300 361 784 or visit cbussuper.com.au. Contact us or visit cbussuper.com.au. &copy; 2025 Cbus Super. All rights reserved. United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 as Trustee for the Construction and Building Unions Superannuation Fund ABN 75 493 363 262 (Cbus and /or Cbus Super).
&nbsp;
The Cbus Super Shift podcast is produced for Cbus Super by:
<a href="https://soundcartel.com.au/">SoundCartel&nbsp;</a> +61 3 9882 8333

Do you know how much is in your Super account? It's okay if you're unsure. You're in the majority. While the idea of Superannuation can seem overwhelming, it doesn’t have to be. 

Hosted by Andrew Mackinnon, in each episode of the Cbus Super Shift Podcast, Andrew is joined by one of the many Cbus Coordinators, and an expert from the Cbus Advice Team. 

They’ll cover topics like ‘What’s enough to live well?’ ‘How to track your Super’ and ‘Planning for what you leave behind.’ 

You’ll get simple, practical steps to manage your super, and explain government initiatives and entitlements that you may very well be eligible for. 

The time is now to take action for the future you actually want. 

So, whether retirement is still a long way off or almost at your doorstep, it's time to shift the way you think about your Super. 

RESOURCES
Attend an education session: https://cbussuper.info/attendseminar
Calculators: https://cbussuper.info/calculator
Retirement planning: https://cbussuper.info/retirementplanner
For more on compound investment returns (aka compound interest):https://cbussuper.info/investmentbasics
Amounts are based on industry standards and/or ASFA retirement standards research, which you can access here: https://www.superannuation.asn.au/consumers/retirement-standard/ 

 

DISCLAIMER

The information on this podcast is about Cbus Super. It doesn’t account for your specific needs. Please consider your financial position, objectives and requirements before making financial decisions. Past performance is not a reliable indicator of future performance. Read the relevant PDS and TMD to decide what’s right for you. Call 1300 361 784 or visit cbussuper.com.au. Contact us or visit cbussuper.com.au. © 2025 Cbus Super. All rights reserved. United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 as Trustee for the Construction and Building Unions Superannuation Fund ABN 75 493 363 262 (Cbus and /or Cbus Super).

Do you know how much is in your Super account? It's okay if you're unsure. You're in the majority. While the idea of Superannuation can seem overwhelming, it doesn&rsquo;t have to be.&nbsp;
Hosted by Andrew Mackinnon, in each episode of the Cbus Super Shift Podcast, Andrew is joined by one of the many Cbus Coordinators, and an expert from the Cbus Advice Team.&nbsp;
They&rsquo;ll cover topics like &lsquo;What&rsquo;s enough to live well?&rsquo; &lsquo;How to track your Super&rsquo; and &lsquo;Planning for what you leave behind.&rsquo;&nbsp;
You&rsquo;ll get simple, practical steps to manage your super, and explain government initiatives and entitlements that you may very well be eligible for.&nbsp;
The time is now to take action for the future you actually want.&nbsp;
So, whether retirement is still a long way off or almost at your doorstep, it's time to shift the way you think about your Super.&nbsp;
RESOURCES
<ul>
<li>Attend an education session: <a href="https://cbussuper.info/attendseminar">https://cbussuper.info/attendseminar</a></li>
<li>Calculators: <a href="https://cbussuper.info/calculator">https://cbussuper.info/calculator</a></li>
<li>Retirement planning: <a href="https://cbussuper.info/retirementplanner">https://cbussuper.info/retirementplanner</a></li>
<li>For more on compound investment returns (aka compound interest): <a href="https://cbussuper.info/investmentbasics">https://cbussuper.info/investmentbasics</a></li>
<li>Amounts are based on industry standards and/or ASFA retirement standards research, which you can access here: <a href="https://www.superannuation.asn.au/consumers/retirement-standard/">https://www.superannuation.asn.au/consumers/retirement-standard/</a>&nbsp;</li>
</ul>
&nbsp;
DISCLAIMER
The information on this podcast is about Cbus Super. It doesn&rsquo;t account for your specific needs. Please consider your financial position, objectives and requirements before making financial decisions. Past performance is not a reliable indicator of future performance. Read the relevant PDS and TMD to decide what&rsquo;s right for you. Call 1300 361 784 or visit cbussuper.com.au. Contact us or visit cbussuper.com.au. &copy; 2025 Cbus Super. All rights reserved. United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 as Trustee for the Construction and Building Unions Superannuation Fund ABN 75 493 363 262 (Cbus and /or Cbus Super).