On this first episode of Capital Clarity Radio, Andrew Johnsen and Jackie Selby keep it real about why “before COVID” and “after COVID” feel like two different financial worlds — and what that means for your retirement plan. Andrew breaks down market timing myths, why default 401(k) settings can quietly hurt you, and how strategies like Roth conversions, smarter cash-on-the-sidelines moves, and updated annuities can create real flexibility without gambling your future. Then they take it into 2026: inflated valuations, rate cuts, tariffs, and the AI boom — plus how to get practical exposure without chasing hype, while still protecting the downside.

On this first episode of Capital Clarity Radio, Andrew Johnsen and Jackie Selby keep it real about why &ldquo;before COVID&rdquo; and &ldquo;after COVID&rdquo; feel like two different financial worlds &mdash; and what that means for your retirement plan. Andrew breaks down market timing myths, why default 401(k) settings can quietly hurt you, and how strategies like Roth conversions, smarter cash-on-the-sidelines moves, and updated annuities can create real flexibility without gambling your future. Then they take it into 2026: inflated valuations, rate cuts, tariffs, and the AI boom &mdash; plus how to get practical exposure without chasing hype, while still protecting the downside.

Capital Clarity Radio with Andrew Johnsen isn’t just another money show. It’s where real people go to make sense of their financial lives without the noise, jargon, or sales pitches. Andrew Johnsen brings sharp insight, high energy, and a client-first mindset shaped by years at Merrill Lynch and sharpened by his forward-thinking work at Waterloo, breaking down investing, planning, and wealth strategy in a way that actually clicks. He doesn’t talk at you. He talks with you, asking the questions most people don’t know they should be asking about their money, their goals, and the life they want to live.

Each episode blends Andrew’s outside-the-box thinking with straight-talk clarity, helping listeners connect the dots between their finances and their lifestyle. Whether you’re building wealth, protecting what you’ve already earned, or trying to avoid the costly mistakes too many people make, Capital Clarity Radio delivers practical insight you can use right now. If you want a smarter, more personal take on money from someone who puts people first and portfolio second, then this is the show you don’t want to miss!

Capital Clarity Radio with Andrew Johnsen isn&rsquo;t just another money show. It&rsquo;s where real people go to make sense of their financial lives without the noise, jargon, or sales pitches. Andrew Johnsen brings sharp insight, high energy, and a client-first mindset shaped by years at Merrill Lynch and sharpened by his forward-thinking work at Waterloo, breaking down investing, planning, and wealth strategy in a way that actually clicks. He doesn&rsquo;t talk at you. He talks&nbsp;with you, asking the questions most people don&rsquo;t know they should be asking about their money, their goals, and the life they want to live.
Each episode blends Andrew&rsquo;s outside-the-box thinking with straight-talk clarity, helping listeners connect the dots between their finances and their lifestyle. Whether you&rsquo;re building wealth, protecting what you&rsquo;ve already earned, or trying to avoid the costly mistakes too many people make, Capital Clarity Radio delivers practical insight you can use right now. If you want a smarter, more personal take on money from someone who puts people first and portfolio second, then this is the show you don&rsquo;t want to miss!