Kidnapping for ransom and extortion has become a major problem in South Africa, with over 17000 cases being reported to the SAPS in 2023/24. The targets range from high-net-worth individuals and executives to children and tourists, with kidnappers targeting victims for financial gain, their ransom demands ranging from R500,000 to R150 million. Lester Kiewit speaks to Ryno de Kock, head of distribution at PSG Insure about the increasing need for Kidnap and Ransom (K&R) Insurance in covering ransom payments, expert negotiators, legal fees, and trauma support.