Even as a scooter rider, I think these motorcyclists who are kicking up a fuss about their ACC levies going through the roof don’t have a leg to stand on. 

It’s quite possible too that the motorbike guys will think that someone who rides a 2-stroke Vespa isn’t even a real motorcyclist.  

And they’re free to think that, but even though the ACC levy is going to increase by almost 80% over the next three years, you won’t find me running off to the Human Rights Commission.  

I’m not joking there either, because that’s exactly what Motorcycle Advocacy Group New Zealand has done.   

So here are the numbers: in three years’ time the ACC levy for anyone who registers a motorbike will be $532. At the moment, it’s $297. So, yes, a truckload more money. It’s an increase of nearly 80%.  

And the motorbike people think they’re being unfairly targeted when you consider that the ACC levy for car drivers in that same three-year time period is going to go from $42 a year to $64 for drivers of petrol cars. For EV drivers, the levy will go from $42 a year to $122 a year.  

So the motorbike people have lodged a complaint with the Human Rights Commission, saying it isn’t fair that they’ll be paying more than $800 a year when car drivers will only be paying a maximum of $122 a year.  

They say it would be much fairer if everyone just paid a flat rate of $140, but I disagree.   

In their complaint to the Human Rights Commission, they say that as a minority group of New Zealand citizens, motorcyclists are being unfairly singled-out and the increases will particularly affect people on low incomes who rely on motorbikes as an affordable form of transport.  

Here’s a quote from their submission: “Although motorcyclists only account for only 0.26 percent of all ACC accident claims, they bear a disproportionately high financial burden.”  

So you look at that stat, and it could be very easy to think that they have a good point. If so few ACC claims are being made by motorcyclists, why are they paying way more than other people on the road? But it’s not about the number of crashes - it’s about the severity of the injuries.  

For me, it comes down to the fact that —when you’re on the road on two wheels— you are at so much more risk. And I don’t have a stat to back this up but I bet you that when a motorcyclist is involved in a crash, chances are they require a lot more medical care than someone in a car.  

That’s what ACC itself says too – it says the cost to the country of motorcycle accidents is extremely expensive.  

This is because of the kinds of injuries someone can get if they’re on a motorbike and get involved in a crash.  

And, unfortunately, a lot of the time those crashes aren’t caused by the motorcyclists themselves, they’re caused by muppets in cars and other vehicles.  

If you’ve ever ridden a motorbike or a scooter, you’ll know how key it is to make sure that other drivers have seen you. Example: when you’re heading down the road on your motorbike and there’s a car approaching an intersection on your left.  

You can never be sure they’ve seen you unless you catch their eye. I do it every time, try to make sure I catch their eye. Always have. Because, quite often, what I find is that the car driver at the intersection is actually looking beyond you.   

They’re looking out for larger vehicles and they can completely miss you.  

Not that us motorbike and scooter riders are completely innocent, either. I don’t know how many times I’ve given into the temptation —when traffic’s at a standstill— to undertake, and ride through the space to the left of the built-up traffic.  

I don’t know how many times I’ve said to myself I’m never doing that again and I have done it again.  

Nevertheless, riding a motorbike or a motor scooter is not compulsory. It is a choice. It is a choice that motorcyclists make knowing full well that riding on two-wheels is way riskier than riding on two wheels.  

And, because we acknowledge that risk, we also need to accept that if we come to grief, chances are we’re going to need more support from the health system.  

And, because of that, we have no reason to complain about paying higher ACC levies than other road users.