By Study and By Faith: BYU SpeechesBy Study and By Faith: BYU Speeches

Constancy Amid Change | David B. Haight | January 1980

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Don't abandon sound economic principles: stay out of unnecessary debt, use a budget, and set yourselves up for financial peace of mind. Click here to access the speech page. 

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By Study and By Faith: BYU Speeches

Showcasing BYU devotionals and forums that blend reason and science with faith, university disciplin 
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