Getting finance to buy an online business is no longer just about ticking boxes or relying on outdated bank formulas. Today, lenders are looking forward. They want to understand your assumptions, your go-to-market strategy, and how the business performs once capital is deployed.

In this special episode, Jaryd Krause speaks with Ciaran Burke, COO and co-founder of Swoop, a global SME funding marketplace helping buyers access debt, equity, and grant funding across the UK, Australia, the US, and Canada. Ciaran has helped thousands of businesses secure funding by unlocking options traditional banks often miss.

You’ll learn how buyers are funding ecommerce, SaaS, and media acquisitions, what lenders really care about beyond the numbers, and why acquisition finance is now easier to access in markets like Australia and the UK.

If you are planning to buy an online business and want to understand how deals are being funded right now, hit the “Play” button! 

BONUS: Explore Swoop’s free funding platform and see if your next acquisition qualifies.

 

Episode Highlights

06:00 Funding Options for Acquiring Online Businesses

09:02 Understanding Deposit Requirements for Acquisitions

12:05 Setting Up a Business Entity for Acquisition Financing

15:03 Navigating Interest Rates and Loan Terms

18:02 Refinancing and Its Importance for Business Owners

21:02 Key Requirements for Loan Approval

24:38 Navigating the Financing Landscape

30:00 Preparing for Acquisition: Key Documentation

36:03 Understanding the Acquisition Process

40:01 Exploring Financing Options and Strategies

43:53 The Importance of Credit and Sector Awareness

 

Key Takeaways

➥ The Australian market was targeted for expansion during COVID due to its strong SME financing landscape.

➥ Deposits for acquisitions can vary significantly based on the business type and trading history.

➥ New investors may need to provide a higher deposit compared to those with established businesses.

➥ A solid business plan and financial model are crucial for securing financing.

➥ Interest rates and loan terms can vary widely based on market conditions and business performance.

➥ Refinancing options can improve cash flow and reduce interest rates over time.

Understanding personal credit scores is essential for first-time investors.

 

About Ciaran Burke

Ciarán Burke is the COO & Co-Founder of Swoop, a global SME funding marketplace that helps businesses discover debt, equity, and grant options using integrated business data.

He co-founded Swoop after a career at KPMG and building the creative network Hiive, and now leads the product & operations work that matches businesses with suitable finance solutions across multiple territories. Swoop’s platform has helped hundreds of thousands of businesses access funding and simplify options that traditional banks often miss, making it a powerful route for buyers who need acquisition capital. Ciarán frequently speaks about debt, equity, and grants to fund acquisitions in the UK, Australia, and the US.

 

Join Swoop Funding for free;

➥ https://swoopfunding.com/au/buying_online_businesses

 

Resource Links

➥ Connect with Jaryd here - https://www.linkedin.com/in/jarydkrause

➥ Buying Online Businesses Website - https://buyingonlinebusinesses.com

➥ Download the Due Diligence Framework - https://buyingonlinebusinesses.com/freeresources/

➥ Sell your business to us here - https://buyingonlinebusinesses.com/sell-your-business/

➥ Google Ads Service - https://buyingonlinebusinesses.com/ads-services/

 

Buy & Sell Online Businesses Here (Top Website Brokers We Use) 🔥

➥ Empire Flippers - https://bit.ly/3RtyMkE

➥ Flippa - https://bit.ly/3wGa8r5

➥ Motion Invest - https://bit.ly/3YmJAmO

➥ Investors Club - https://bit.ly/3ZpgioR

 

*This post may contain affiliate links, so we may earn a small commission when you make a purchase through links on our site/posts at no additional cost to you.

Getting finance to buy an online business is no longer just about ticking boxes or relying on outdated bank formulas. Today, lenders are looking forward. They want to understand your assumptions, your go-to-market strategy, and how the business performs once capital is deployed.
In this special episode, Jaryd Krause speaks with Ciaran Burke, COO and co-founder of Swoop, a global SME funding marketplace helping buyers access debt, equity, and grant funding across the UK, Australia, the US, and Canada. Ciaran has helped thousands of businesses secure funding by unlocking options traditional banks often miss.
You&rsquo;ll learn how buyers are funding ecommerce, SaaS, and media acquisitions, what lenders really care about beyond the numbers, and why acquisition finance is now easier to access in markets like Australia and the UK.
If you are planning to buy an online business and want to understand how deals are being funded right now, hit the &ldquo;Play&rdquo; button!&nbsp;
BONUS: Explore Swoop&rsquo;s free funding platform and see if your next acquisition qualifies.
&nbsp;
Episode Highlights
06:00 Funding Options for Acquiring Online Businesses
09:02 Understanding Deposit Requirements for Acquisitions
12:05 Setting Up a Business Entity for Acquisition Financing
15:03 Navigating Interest Rates and Loan Terms
18:02 Refinancing and Its Importance for Business Owners
21:02 Key Requirements for Loan Approval
24:38 Navigating the Financing Landscape
30:00 Preparing for Acquisition: Key Documentation
36:03 Understanding the Acquisition Process
40:01 Exploring Financing Options and Strategies
43:53 The Importance of Credit and Sector Awareness
&nbsp;
Key Takeaways
➥ The Australian market was targeted for expansion during COVID due to its strong SME financing landscape.
➥ Deposits for acquisitions can vary significantly based on the business type and trading history.
➥ New investors may need to provide a higher deposit compared to those with established businesses.
➥ A solid business plan and financial model are crucial for securing financing.
➥ Interest rates and loan terms can vary widely based on market conditions and business performance.
➥ Refinancing options can improve cash flow and reduce interest rates over time.
Understanding personal credit scores is essential for first-time investors.
&nbsp;
About Ciaran Burke
Ciar&aacute;n Burke is the COO &amp; Co-Founder of Swoop, a global SME funding marketplace that helps businesses discover debt, equity, and grant options using integrated business data. He co-founded Swoop after a career at KPMG and building the creative network Hiive, and now leads the product &amp; operations work that matches businesses with suitable finance solutions across multiple territories. Swoop&rsquo;s platform has helped hundreds of thousands of businesses access funding and simplify options that traditional banks often miss, making it a powerful route for buyers who need acquisition capital. Ciar&aacute;n frequently speaks about debt, equity, and grants to fund acquisitions in the UK, Australia, and the US.
&nbsp;
Join Swoop Funding for free;
➥ <a href="https://swoopfunding.com/au/buying_online_businesses">https://swoopfunding.com/au/buying_online_businesses</a>
&nbsp;
Resource Links
➥ Connect with Jaryd here -<a href="https://www.linkedin.com/in/jarydkrause"> https://www.linkedin.com/in/jarydkrause </a>➥ Buying Online Businesses Website -<a href="https://buyingonlinebusinesses.com/"> https://buyingonlinebusinesses.com</a>
➥ Download the Due Diligence Framework -<a href="https://buyingonlinebusinesses.com/freeresources/"> https://buyingonlinebusinesses.com/freeresources/ </a>➥ Sell your business to us here -<a href="https://buyingonlinebusinesses.com/sell-your-business/"> https://buyingonlinebusinesses.com/sell-your-business/</a>
➥ Google Ads Service -<a href="https://buyingonlinebusinesses.com/ads-services/"> https://buyingonlinebusinesses.com/ads-services/</a>
&nbsp;
Buy &amp; Sell Online Businesses Here (Top Website Brokers We Use) 🔥
➥ Empire Flippers -<a href="https://bit.ly/3RtyMkE"> https://bit.ly/3RtyMkE</a>
➥ Flippa -<a href="https://bit.ly/3wGa8r5"> https://bit.ly/3wGa8r5</a>
➥ Motion Invest -<a href="https://bit.ly/3YmJAmO"> https://bit.ly/3YmJAmO </a>➥ Investors Club -<a href="https://bit.ly/3ZpgioR"> https://bit.ly/3ZpgioR</a>
&nbsp;
*This post may contain affiliate links, so we may earn a small commission when you make a purchase through links on our site/posts at no additional cost to you.

Hosted by Jaryd Krause who went from plumber to creating an online business empire through buying websites for passive income. 

This podcast will unfold his secrets as you explore the highs, lows and light bulb moments of his personal journey in each episode. He will show you that no matter where you are in life an alternate lifestyle is more than possible. You will gain the knowledge you need to start buying online businesses yourself and live a fulfilling lifestyle.