EP 070: This week on the podcast, we have Ray, our resident financial advisor, on to talk about superannuation.

I wanted to bring Ray on the show to break down how super works and its many advantages and disadvantages.

I suspect many business owners don’t understand its power, and that’s why they choose to ignore it.



Episode Highlights:

00:00 Welcome to Business and Investing
1:56 Who is Ray Regmi?
2:15 What is Superannuation? 
3:51 How can we think about Super in a better way?  
8:12  Downsides of superannuation contributions
10:54 Why is superannuation contribution a tax structure?
12:04 Increasing your assets and retirement income using Super
17:49 Good tax strategies in superannuation
19:26 Super as a phenomenal opportunity to business owners
21:52 How insurance can be in your super?
24:27 The difference between a self-managed fund and a general super fund
30:43 How to leverage your self-managed super funds (SMSF)? 
31:27 What are the types of self-managed super funds (SMSF) that are more suited to business owners?
34:25 What to consider when choosing a super fund?
37:46 Is it easy to change the type of your super fund?
39:40 Why you should not invest all your assets in a super fund?

If you enjoyed this episode, be sure to subscribe, tune in and share this podcast!



Resources:
○ Business and Investing website: https://www.businessandinvesting.com/
○ Business and Investing partners:https://www.businessandinvesting.com/partners


About the Guest: 
Ray Regmi is the Senior Financial Adviser and Principle of Ryker Capital (AFSL: 243313). They offer services to Australian business owners who are looking to reach financial independence and create true wealth.

With a team of degree-qualified professionals who have a collective of decades of experience, they can provide you with expertise in wealth creation, self-managed super funds, risk insurance, retirement planning and more.


To connect with Ray and the Ryker Capital Team, head over to:https://businessandinvesting.com/partners/ryker-capital/



Subscribe: 

○ Subscribe on Youtube: https://www.youtube.com/@businessandinvesting
○ Subscribe on Apple Podcast: https://podcasts.apple.com/au/podcast/business-investing/id1607453342



Connect with Business and Investing:
○ Join the Business and Investing Community: https://www.facebook.com/groups/440140397804480
○ Follow us on Facebook: https://www.facebook.com/businessandinvestingcom
○ Follow us on Instagram: https://www.instagram.com/businessandinvestingcom
○ Follow us on TikTok: https://www.tiktok.com/@businessandinvestingcom
○ Send your enquiries or drop by to say hello: grant@businessandinvesting.com



DISCLAIMER:
All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

EP 070: This week on the podcast, we have Ray, our resident financial advisor, on to talk about superannuation.
I wanted to bring Ray on the show to break down how super works and its many advantages and disadvantages.
I suspect many business owners don’t understand its power, and that’s why they choose to ignore it.
 
Episode Highlights:
00:00 Welcome to Business and Investing 1:56 Who is Ray Regmi? 2:15 What is Superannuation? 3:51 How can we think about Super in a better way?  8:12  Downsides of superannuation contributions 10:54 Why is superannuation contribution a tax structure? 12:04 Increasing your assets and retirement income using Super 17:49 Good tax strategies in superannuation 19:26 Super as a phenomenal opportunity to business owners 21:52 How insurance can be in your super? 24:27 The difference between a self-managed fund and a general super fund 30:43 How to leverage your self-managed super funds (SMSF)? 31:27 What are the types of self-managed super funds (SMSF) that are more suited to business owners? 34:25 What to consider when choosing a super fund? 37:46 Is it easy to change the type of your super fund? 39:40 Why you should not invest all your assets in a super fund? If you enjoyed this episode, be sure to subscribe, tune in and share this podcast!
 Resources: ○ Business and Investing website: <a href="https://www.businessandinvesting.com/">https://www.businessandinvesting.com/</a> ○ Business and Investing partners: <a href="https://www.businessandinvesting.com/partners">https://www.businessandinvesting.com/partners</a>
 About the Guest:  Ray Regmi is the Senior Financial Adviser and Principle of Ryker Capital (AFSL: 243313). They offer services to Australian business owners who are looking to reach financial independence and create true wealth. With a team of degree-qualified professionals who have a collective of decades of experience, they can provide you with expertise in wealth creation, self-managed super funds, risk insurance, retirement planning and more.
 To connect with Ray and the Ryker Capital Team, head over to: <a href="https://businessandinvesting.com/partners/ryker-capital/">https://businessandinvesting.com/partners/ryker-capital/</a>
 Subscribe: 
○ Subscribe on Youtube: <a href="https://www.youtube.com/@businessandinvesting">https://www.youtube.com/@businessandinvesting</a> ○ Subscribe on Apple Podcast: <a href="https://podcasts.apple.com/au/podcast/business-investing/id1607453342">https://podcasts.apple.com/au/podcast/business-investing/id1607453342</a>
 Connect with Business and Investing: ○ Join the Business and Investing Community: <a href="https://www.facebook.com/groups/440140397804480">https://www.facebook.com/groups/440140397804480</a> ○ Follow us on Facebook: <a href="https://www.facebook.com/businessandinvestingcom">https://www.facebook.com/businessandinvestingcom</a> ○ Follow us on Instagram:<a href="https://www.instagram.com/businessandinvestingcom"> https://www.instagram.com/businessandinvestingcom</a> ○ Follow us on TikTok: <a href="https://www.tiktok.com/@businessandinvestingcom">https://www.tiktok.com/@businessandinvestingcom</a> ○ Send your enquiries or drop by to say hello: <a href="mailto:grant@businessandinvesting.com">grant@businessandinvesting.com</a>
 DISCLAIMER: All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

It’s absolutely possible for a business owner, like you, to have it all. The only limiting factor to success in your business and in your life is you, the business owner!

The Business & Investing podcast exists to help you overcome your limits. Hosted by successful Australian entrepreneurs Grant Merriel and Charley Valher, the show is dedicated to sharing information, insights and tools to help business owners, like yourself, build a stable, thriving business that unlocks your money and life goals.

Grant and Charley both dive into their own experiences with their fellow Australian business owners and trusted professionals to help you become the best Full Stack Business Owner.

*Disclaimer - We are just like you, Australian business owners, and everything we discuss is intended for entertainment and educational purposes only and is not financial advice. Always seek professional advice before making any decision when it comes to wealth creation.

It’s absolutely possible for a business owner, like you, to have it all. The only limiting factor to success in your business and in your life is you, the business owner!
The Business &amp; Investing podcast exists to help you overcome your limits. Hosted by successful Australian entrepreneurs Grant Merriel and Charley Valher, the show is dedicated to sharing information, insights and tools to help business owners, like yourself, build a stable, thriving business that unlocks your money and life goals.
Grant and Charley both dive into their own experiences with their fellow Australian business owners and trusted professionals to help you become the best Full Stack Business Owner.
*Disclaimer - We are just like you, Australian business owners, and everything we discuss is intended for entertainment and educational purposes only and is not financial advice. Always seek professional advice before making any decision when it comes to wealth creation.

Helping business owners generate wealth inside and outside of their business.

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