Africa in BusinessAfrica in Business

Why insurance matters for Ghana’s MSMEs

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Small businesses and informal enterprises are central to Ghana’s economy, driving employment, production and everyday economic activity. However, many operate without adequate insurance cover, leaving them exposed to risks that can quickly derail operations and income.

With insurance penetration still low, attention is shifting to how stronger risk protection can support resilience and growth.

Joining the discussion to explore this further is Daniel Boi Addo, Managing Director of Hollard Insurance Ghana.

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