TransUnion's Consumer Credit Index has revealed that over 10 million South Africans are facing significant financial distress, with 47 per cent of South Africans having at least one form of debt.
As citizens struggle to make ends meet, the two-pot retirement system seems just the right lifeboat for the working class, but is this so?
Thami Ngubeni spoke to Lerato Thwane, Head of E-Commerce at XDS, a Mettus business unit