Hey, Hey, Hey — WE HAVE A MERCH STORE. Get your BA swag at last here: https://brownambitionstore.com/

To score 15% off your order, use the promo code BROWNAMBITION15

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On today's show, the 2020 hits keep on coming. We're all grieving the death of the Notorious RBG — Ruth Bader Ginsburg.

No one knows for sure what this this means for the future, but we do know that we need y'all to VOTE. Make sure you're registered, make a plan, and ask your friends to do the same. Presidential elections matter, but your local elections do too. Get informed and do the thing! Here's how.

We've done some amazing interviews these last few weeks. But this week we're back to answering your questions. Just remember, we're your financial girlfriends, not your gurus.
(20:30) Interest is super low on savings right now, should I take some of my savings out of the bank and put it into investments?
(27:10) Should I have a Pre Tax 401k, or a Roth 401k? Is it a good idea to have both?
(31:30) I'm 41 years old and I've never invested, where should I start?
(36:45) I have lots of credit card debt, and a big lump sum of money coming in from a freelance job. How I should I use that money to pay my debt down?




We need your help. The company Printful is who we've decided to get our merch from. We like their stuff very much, but they have a diversity problem in their choices of models. Mandi's made a feature request on the platform to have more women of color represented, and we need your help! You can go upvote Mandi's feature request. You do need to make a Printful account to do it, but it's a fast and simple process, shouldn't take more than a minute or so. Once you're signed in, you can find Mandi's feature request here.

Shout out to our wonderful sponsors:

http://rothys.com/brownambition

http://betterhelp.com/brownambition - Special offer for Brown Ambition listeners, get 10% off your first month

http://fiverr.com - Receive 10% off your first order by using our code BrownAmbition

Further reading:

19 families buy nearly 97 acres of land in Georgia to create a city safe for Black people

Noodle Budget 101

Index Funds vs. Mutual Funds: The Differences That Matter

How Does a Simplified Employee Pension (SEP) IRA Work?



Learn more about your ad choices. Visit podcastchoices.com/adchoices

See omnystudio.com/listener for privacy information.

Hey, Hey, Hey — WE HAVE A MERCH STORE. Get your BA swag at last here: https://brownambitionstore.com/To score 15% off your order, use the promo code BROWNAMBITION15--On today's show, the 2020 hits keep on coming. We're all grieving the death of the Notorious RBG — <a href="https://www.theguardian.com/us-news/2020/sep/19/ruth-bader-ginsburg-obituary">Ruth Bader Ginsburg</a>.No one knows for sure what this this means for the future, but we do know that we need y'all to VOTE. Make sure you're registered, make a plan, and ask your friends to do the same. Presidential elections matter, but your local elections do too. Get informed and do the thing! <a href="https://www.usa.gov/register-to-vote">Here's how.</a>We've done some amazing interviews these last few weeks. But this week we're back to answering your questions. Just remember, we're your financial girlfriends, not your gurus.<ul> <li>(20:30) Interest is super low on savings right now, should I take some of my savings out of the bank and put it into investments?</li> <li>(27:10) Should I have a Pre Tax 401k, or a Roth 401k? Is it a good idea to have both?</li> <li>(31:30) I'm 41 years old and I've never invested, where should I start?</li> <li>(36:45) I have lots of credit card debt, and a big lump sum of money coming in from a freelance job. How I should I use that money to pay my debt down?</li> </ul> We need your help. The company Printful is who we've decided to get our merch from. We like their stuff very much, but they have a diversity problem in their choices of models. Mandi's made a feature request on the platform to have more women of color represented, and we need your help! You can go upvote Mandi's feature request. You do need to make a Printful account to do it, but it's a fast and simple process, shouldn't take more than a minute or so. Once you're signed in, you can find Mandi's feature request <a href="https://www.printful.com/feature-request/13694/printfulmodelssowhite-allow-us-to-ensure-we-have-diverse-models">here</a>.Shout out to our wonderful sponsors:<a href="http://rothys.com/brownambition">http://rothys.com/brownambition</a><a href="http://betterhelp.com/brownambition">http://betterhelp.com/brownambition</a> - Special offer for Brown Ambition listeners, get 10% off your first month<a href="http://fiverr.com">http://fiverr.com</a> - Receive 10% off your first order by using our code BrownAmbitionFurther reading:<a href="https://www.cnn.com/2020/09/12/us/freedom-black-cooperative-toomsboro/index.html">19 families buy nearly 97 acres of land in Georgia to create a city safe for Black people</a><a href="https://thebudgetnistablog.com/noodle-budget-101-how-to-adjust-during-financial-crisis/">Noodle Budget 101</a><a href="https://www.nerdwallet.com/blog/investing/index-funds-vs-mutual-funds-the-differences-that-matter-most-to-investors/">Index Funds vs. Mutual Funds: The Differences That Matter</a><a href="https://www.investopedia.com/ask/answers/102714/how-does-simplified-employee-pension-sep-ira-work.asp">How Does a Simplified Employee Pension (SEP) IRA Work?</a> Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.

The Brown Ambition Podcast helps you unapologetically build wealth by saving, investing and making smart career choices — on your own d@mn terms! New episodes Wednesdays and Fridays.

Money and career advice for women of color, by women of color

Brown Ambition

Ep 235 - Day One, or One Day?

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/79a2b431-f1e5-4898-a878-b2aa014a9e2b/transcript

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