In this week’s Brown Table, Mandi is joined by Yanely Espinal (@missbehelpful) and MarcRussell from Better Wallet to break down the new “baby bonds” launching in 2025 (if your baby’s already here... sorry, you missed the cutoff 😅).We also get into the mess around the so-called “Social Security tax credit” (spoiler: it’s not a credit), and why that distinction matters—especially for those of us managing our parents’ finances.

Plus: Mandi gets real about possibly saying goodbye to NYC for good, the crew recaps the Essence Fest scheduling nightmare (Lauryn Hill at 3:37 AM!?), and we talk about what it truly means to feel safe, seen, and at home.

 

✨ Brown Boosts & Brown Breaks
Yanely celebrates Delaware becoming the 30th state to require financial literacy for high schoolers!
Marc shouts out the book Die with Zero and challenges the “save everything” mindset

 

🎧 Quick Hits
What baby bonds actually are—and who qualifies
Why mixing up deductions vs. credits is a big financial fail
The fear, facts, and pressure around gun ownership in the South
Essence Fest recap: sound issues, late starts, and why some fans were not having it

 

We launched a Patreon! 🎉
🎥 Get early access to ad-free video recordings, join our BA book club, and even score a seat live in the studio during tapings.

👉 patreon.com/brownambition

In this week&rsquo;s Brown Table, Mandi is joined by <a href="https://www.instagram.com/missbehelpful/">Yanely Espinal</a> (@missbehelpful) and <a href="https://www.instagram.com/betterwallet/">Marc Russell</a> from Better Wallet to break down the new &ldquo;baby bonds&rdquo; launching in 2025 (if your baby&rsquo;s already here... sorry, you missed the cutoff 😅).We also get into the mess around the so-called &ldquo;Social Security tax credit&rdquo; (spoiler: it&rsquo;s not a credit), and why that distinction matters&mdash;especially for those of us managing our parents&rsquo; finances.
Plus: Mandi gets real about possibly saying goodbye to NYC for good, the crew recaps the Essence Fest scheduling nightmare (Lauryn Hill at 3:37 AM!?), and we talk about what it truly means to feel safe, seen, and&nbsp;at home.
&nbsp;
✨ Brown Boosts &amp; Brown Breaks
<ul>
<li>Yanely celebrates Delaware becoming the 30th state to require financial literacy for high schoolers!</li>
<li>Marc shouts out the book Die with Zero and challenges the &ldquo;save everything&rdquo; mindset</li>
</ul>
&nbsp;
🎧 Quick Hits
<ul>
<li>What baby bonds actually are&mdash;and who qualifies</li>
<li>Why mixing up deductions vs. credits is a big financial fail</li>
<li>The fear, facts, and pressure around gun ownership in the South</li>
<li>Essence Fest recap: sound issues, late starts, and why some fans were not having it</li>
</ul>
&nbsp;
We launched a Patreon! 🎉 🎥 Get early access to ad-free video recordings, join our BA book club, and even score a seat live in the studio during tapings.
👉 <a href="https://patreon.com/brownambition">patreon.com/brownambition</a>

The Brown Ambition Podcast helps you unapologetically build wealth by saving, investing and making smart career choices — on your own d@mn terms! New episodes Wednesdays and Fridays.

Money and career advice for women of color, by women of color

Brown Ambition

 Baby Bonds, Tax Confusion & Essence Fest Mayhem

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/4de3f97f-2b2b-41e6-a71a-b31500b0a81b/transcript

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