Canstar Data Insights Director Sally Tindall joins Brent to demystify Australia's financial system and explain the crucial difference between the official Reserve Bank cash rate and the interest rate on your home loan statement.

With the cash rate sitting at 4.85 per cent, Sally breaks down why the cash rate acts as the "wholesale" price of money between commercial banks, while consumer mortgage rates represent the "retail" price you pay at the counter. She uncovers how banks add margins to cover operations and profits, how RBA decisions directly impact everyday mortgage holders and savings accounts, and what the big banks are projecting for rate movements ahead. 

Canstar Data Insights Director Sally Tindall joins Brent to demystify Australia's financial system and explain the crucial difference between the official Reserve Bank cash rate and the interest rate on your home loan statement.
With the cash rate sitting at 4.85 per cent, Sally breaks down why the cash rate acts as the "wholesale" price of money between commercial banks, while consumer mortgage rates represent the "retail" price you pay at the counter. She uncovers how banks add margins to cover operations and profits, how RBA decisions directly impact everyday mortgage holders and savings accounts, and what the big banks are projecting for rate movements ahead.

Join Brent Bultitude every weekend for lively chats with industry insiders and special guests! Covering the latest trends and exciting topics, it's your go-to for fresh insights and fun conversations.

Tune in for your weekend fix of thought-provoking conversation!

Join&nbsp;Brent Bultitude&nbsp;every weekend for lively chats with industry insiders and special guests! Covering the latest trends and exciting topics, it's your go-to for fresh insights and fun conversations.
Tune in for your weekend fix of thought-provoking conversation!

Afternoons with Brent Bultitude

Brent’s Business background and personality are fundamental to asking the right people the right questions with interviews, the latest news, quizzes, music and your calls on 13 12 69.

Plus Brent interviews many more people that are going to tell us what’s going from stories in the news to the things you care about.

Brent&rsquo;s Business background and personality are fundamental to asking the right people the right questions with interviews, the latest news, quizzes, music and your calls on 13 12 69. Plus Brent interviews many more people that are going to tell us what&rsquo;s going from stories in the news to the things you care about.