The UK is the world's biggest regulated online gambling market, and one of the most liberalized. Bloomberg's Gavin Finch joins Stephen Carroll and Caroline Hepker to discuss the rapid growth of the controversial industry, and how lobbying has helped to limit its regulation. Also in the show, as new figures from Nationwide show house prices dropping further in November, the author of our Money Distilled newsletter John Stepek tells us how government policy has affected the market. Plus, as it's December 1st, we think festive thoughts about seasonal ads.