Ben Laidler, Tower Hudson Research CEO, sees growth in rebound in 2021. Dr. Robert Murphy, Northwestern University Professor of Infectious Diseases & Institute for Global Health Executive Director, says the effectiveness of the vaccines from Moderna and Pfizer is way beyond expectations, but the pandemic may not be over for another year. Kathy Hochul, New York Lieutenant Governor, says it may be safer for children to be in schools and back out in their communities. Stephen Stanley, Amherst Pierpont Chief Economist, sees a significant slowdown in job growth over the next several months.