John Lipsky, former IMF first deputy managing director, discusses managing director Christine Lagarde's negligence conviction. Howard Davidowitz, Davidowitz & Associates' chairman, talks to Tom Keene and David Gura about the state of retail during the holiday season. International Rescue Committee's CEO, David Miliband, says refugees are a symptom of political failure. Finally, Deustche Bank's Rocky Fishman says there won't be a single moment that defines what the euro zone looks like a year or two from now.