Christopher Harvey, Wells Fargo Securities Head of Equity Strategy, says 2021 will bring overall pedestrian returns and it's essential to look into small-caps and financials. Tom Porcelli, RBC Capital Markets Chief U.S. Economist, says there could be a Fed rate hike as early as 2022. Kathy Hochul, New York Lieutenant Governor, discusses the desperate need for stimulus for small businesses, the lack of state aid in the coronavirus relief bill, and trying to avoid another lockdown. Stephen Stanley, Amherst Pierpont Chief Economist, sees the economy getting back to close to normal in the second half of 2021.