Usman Ghouse of MBSB Group shares his insights on the social pressures surrounding excessive discretionary spending, emphasizing smarter financial habits and practical banking tools. He joins us to discuss WorksForMe—MBSB Bank’s salary account proposition that offers fee-free ATM withdrawals nationwide, preferential deposit and financing rates, and curated solutions for every stage of life. The initiative is designed to meet customers where they are and support them on their financial journey.