As South Africa approaches the National Budget, “bracket creep” is back in focus — the quiet tax increase that happens when inflation pushes you into higher tax brackets. Experts warn that even with a salary raise, your take-home pay may barely change, putting more pressure on already stretched households.

<p>As South Africa approaches the National Budget, &ldquo;bracket creep&rdquo; is back in focus &mdash; the quiet tax increase that happens when inflation pushes you into higher tax brackets. Experts warn that even with a salary raise, your take-home pay may barely change, putting more pressure on already stretched households.</p>

Best Mornings with DJ Sabby, Kandis Kardash, Owen Hannie and Zandile Hopa. 

<p>Best Mornings with DJ Sabby, Kandis Kardash, Owen Hannie and Zandile Hopa.&nbsp;</p>