November delivered one of the clearest market signals of the year, and in this episode we break it all down with three experts who see the market from every angle.

National home values continued to rise, but the pace has started to shift. Affordability is now at record levels. Auction volumes surged then fell away. Lending remains tight. And buyer behaviour is changing as conditions become more complex.

I’m joined by economist Cameron Kusher, lending specialist Alya Manji, and buyer’s advocate Cate Bakos to unpack what the November numbers really mean for buyers, sellers, investors and agents heading into 2026.

We cover the markets that are still running hot, where the slowdowns are emerging, how credit tightening will shape the year ahead, why first home buyers are feeling the squeeze, and what to make of the Victorian Government’s proposal for sellers to disclose their auction reserve a week out.

If you want a clear, grounded view of the property market as we close out the year, this episode takes you inside the data and the decisions shaping the road ahead.

November delivered one of the clearest market signals of the year, and in this episode we break it all down with three experts who see the market from every angle.
National home values continued to rise, but the pace has started to shift. Affordability is now at record levels. Auction volumes surged then fell away. Lending remains tight. And buyer behaviour is changing as conditions become more complex.
I&rsquo;m joined by economist Cameron Kusher, lending specialist Alya Manji, and buyer&rsquo;s advocate Cate Bakos to unpack what the November numbers really mean for buyers, sellers, investors and agents heading into 2026.
We cover the markets that are still running hot, where the slowdowns are emerging, how credit tightening will shape the year ahead, why first home buyers are feeling the squeeze, and what to make of the Victorian Government&rsquo;s proposal for sellers to disclose their auction reserve a week out.
If you want a clear, grounded view of the property market as we close out the year, this episode takes you inside the data and the decisions shaping the road ahead.

Welcome to Behind the Numbers, the podcast that helps you make sense of the Australian real estate market. Whether you’re buying, selling, investing, or working as an agent, we break down the latest trends and insights to help you navigate the property landscape with confidence.

I’m your host, Sadhana Smiles, and with over 30 years in real estate, I’ve seen how tricky it can be to keep up with fluctuating prices, clearance rates, and market shifts. That’s why we’re here—to cut through the noise and give you clear, actionable insights.

So, whether you’re planning your next move or just curious about what’s driving the market - let’s dive into the numbers shaping Australian property with a team of experts in the know.

Reach out at: https://www.linkedin.com/in/sasmiles/ 

Welcome to&nbsp;Behind the Numbers, the podcast that helps you make sense of the Australian real estate market. Whether you&rsquo;re buying, selling, investing, or working as an agent, we break down the latest trends and insights to help you navigate the property landscape with confidence.
I&rsquo;m your host, Sadhana Smiles, and with over 30 years in real estate, I&rsquo;ve seen how tricky it can be to keep up with fluctuating prices, clearance rates, and market shifts. That&rsquo;s why we&rsquo;re here&mdash;to cut through the noise and give you clear, actionable insights.
So, whether you&rsquo;re planning your next move or just curious about what&rsquo;s driving the market - let&rsquo;s dive into the numbers shaping Australian property with a team of experts in the know.
Reach out at:&nbsp;<a href="https://www.linkedin.com/in/sasmiles/">https://www.linkedin.com/in/sasmiles/</a>&nbsp;

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