Financial uncertainty is part of life. But when it comes to super, waiting for the perfect time to act can carry a lasting cost.

In the final episode of Future-Proof, our special series with REI Super on women’s financial wellbeing in real estate, Sadhana Smiles is joined by Vanessa Rader, Head of Research at Ray White, and Chris D'Astoli from REI Super.

Together, they explore how global events, inflation, interest rates, unemployment and market volatility can affect our investments and super balances, and why reacting emotionally to every headline may do more harm than good.

The conversation also examines the financial gaps that can quietly grow across a woman’s working life, particularly through career breaks, changing family circumstances, multiple super accounts, outdated insurance and delayed planning.

Vanessa and Chris share practical guidance on staying informed, understanding your risk profile, reviewing your super, considering additional contributions and deciding whether a self-managed super fund is right for you.

Most importantly, they challenge the belief that financial confidence depends on having a particular amount of money. It begins with knowing where you stand, understanding your options and having a plan, even a simple one.

You do not need to have everything figured out. But the perfect moment to begin does not exist. Start where you are, take one practical step and give that decision time to compound.

Financial uncertainty is part of life. But when it comes to super, waiting for the perfect time to act can carry a lasting cost.
In the final episode of Future-Proof, our special series with REI Super on women&rsquo;s financial wellbeing in real estate, Sadhana Smiles is joined by Vanessa Rader, Head of Research at Ray White, and Chris D'Astoli from REI Super.
Together, they explore how global events, inflation, interest rates, unemployment and market volatility can affect our investments and super balances, and why reacting emotionally to every headline may do more harm than good.
The conversation also examines the financial gaps that can quietly grow across a woman&rsquo;s working life, particularly through career breaks, changing family circumstances, multiple super accounts, outdated insurance and delayed planning.
Vanessa and Chris share practical guidance on staying informed, understanding your risk profile, reviewing your super, considering additional contributions and deciding whether a self-managed super fund is right for you.
Most importantly, they challenge the belief that financial confidence depends on having a particular amount of money. It begins with knowing where you stand, understanding your options and having a plan, even a simple one.
You do not need to have everything figured out. But the perfect moment to begin does not exist. Start where you are, take one practical step and give that decision time to compound.

Welcome to Behind the Numbers, the podcast that helps you make sense of the Australian real estate market. Whether you’re buying, selling, investing, or working as an agent, we break down the latest trends and insights to help you navigate the property landscape with confidence.

I’m your host, Sadhana Smiles, and with over 30 years in real estate, I’ve seen how tricky it can be to keep up with fluctuating prices, clearance rates, and market shifts. That’s why we’re here—to cut through the noise and give you clear, actionable insights.

So, whether you’re planning your next move or just curious about what’s driving the market - let’s dive into the numbers shaping Australian property with a team of experts in the know.

Reach out at: https://www.linkedin.com/in/sasmiles/ 

Welcome to&nbsp;Behind the Numbers, the podcast that helps you make sense of the Australian real estate market. Whether you&rsquo;re buying, selling, investing, or working as an agent, we break down the latest trends and insights to help you navigate the property landscape with confidence.
I&rsquo;m your host, Sadhana Smiles, and with over 30 years in real estate, I&rsquo;ve seen how tricky it can be to keep up with fluctuating prices, clearance rates, and market shifts. That&rsquo;s why we&rsquo;re here&mdash;to cut through the noise and give you clear, actionable insights.
So, whether you&rsquo;re planning your next move or just curious about what&rsquo;s driving the market - let&rsquo;s dive into the numbers shaping Australian property with a team of experts in the know.
Reach out at:&nbsp;<a href="https://www.linkedin.com/in/sasmiles/">https://www.linkedin.com/in/sasmiles/</a>&nbsp;