Jennifer Salazar, executive director of the Houston Better Business Bureau Education Foundation, joins Hazem and Mack to discuss her fight against fraud and cyber threats targeting both seniors and youth across Texas. Through innovative programs in schools, housing complexes, and community outreach, Jennifer empowers people to recognize scams and protect their assets. Her dedication is fueled by a deep belief in prevention and passionate advocacy for vulnerable communities.

Reach Jennifer at 713-341-6184, or call the Senior Medicare Patrol hotline at 1-888-341-6187.

To learn more about Integrity Bank, go to itx.bank.

Subscribe to Banking on Integrity on Apple Podcasts, Spotify, or wherever you get your podcasts!

Key Takeaways

1. Seniors are specially targeted by various scams—romance, grandparent, Medicare, jury duty, and more. While seniors fall for scams less often, when they do, they lose the most money. Medicare fraud is an especially significant issue, with stolen Medicare numbers valued highly and total scams costing billions annually. Prevention and education, such as checking Medicare summary notices and community vigilance, are crucial for protecting this vulnerable population.

2. Open, respectful conversations between younger family members and their elders are essential in scam prevention. The emphasis is on staying involved in loved ones’ lives, having honest discussions without shame or blame, and using practical tactics like code words for verification. Empowering both seniors and families to report incidents promptly and support each other emotionally makes a substantive difference.

3. Younger generations face increasing risks due to social media, app-based fraud, cyberbullying, impersonation, and AI-driven scams. Even teens and children are falling victim to sophisticated tactics like phishing, fake scholarships, and sextortion. The largest defense is education—teaching them about privacy, the permanence of online actions, and maintaining open lines of communication with trusted adults.

4. Combating scams is a community effort. Organizations like the BBB, banks, police, adult protective services, and even grocery store staff all play key roles. Familiarity with clients' habits (e.g., banking behavior), validating charities, and staff intervening when unusual transactions occur are tangible ways institutions protect individuals from falling victim.

5. The BBB of Houston, particularly its Education Foundation, is at the forefront of consumer protection through a suite of unique programs. Their mission is multi-faceted: prevent scams, educate all age groups, support victims, and build stronger community resilience. Their work is funded through community events and federal grants, showing how nonprofit collaboration can address pressing social issues.

Timestamped Overview

00:00 Consumer Protection and Scam Awareness

03:56 Medicare Fraud and Senior Vigilance

09:01 Scam Prevention and Response Tips

10:29 Beware of Financial Scams

13:35 "Medicare Enrollment: Protect Your Info"

18:40 Passion for Sociology and Advocacy

21:53 Youth Advocacy: Social Media Risks

25:19 "Parenting, Cyberbullying, and AI Challenges"

29:07 "Prioritizing Client Familiarity"

30:10 Medicare Support & Survivor Help

Jennifer Salazar, executive director of the Houston Better Business Bureau Education Foundation, joins Hazem and Mack to discuss her fight against fraud and cyber threats targeting both seniors and youth across Texas. Through innovative programs in schools, housing complexes, and community outreach, Jennifer empowers people to recognize scams and protect their assets. Her dedication is fueled by a deep belief in prevention and passionate advocacy for vulnerable communities.
Reach Jennifer at 713-341-6184, or call the Senior Medicare Patrol hotline at 1-888-341-6187.
To learn more about Integrity Bank, go to <a href="https://www.itx.bank/">itx.bank</a>.
Subscribe to Banking on Integrity on <a href="https://podcasts.apple.com/us/podcast/banking-on-integrity/id1809270239">Apple Podcasts</a>, <a href="https://open.spotify.com/show/6hUwt34fVZynVGwtnt2aos">Spotify</a>, or wherever you get <a href="https://omny.fm/shows/banking-on-integrity/playlists/podcast">your podcasts</a>!
Key Takeaways
1. Seniors are specially targeted by various scams&mdash;romance, grandparent, Medicare, jury duty, and more. While seniors fall for scams less often, when they do, they lose the most money. Medicare fraud is an especially significant issue, with stolen Medicare numbers valued highly and total scams costing billions annually. Prevention and education, such as checking Medicare summary notices and community vigilance, are crucial for protecting this vulnerable population.
2. Open, respectful conversations between younger family members and their elders are essential in scam prevention. The emphasis is on staying involved in loved ones&rsquo; lives, having honest discussions without shame or blame, and using practical tactics like code words for verification. Empowering both seniors and families to report incidents promptly and support each other emotionally makes a substantive difference.
3. Younger generations face increasing risks due to social media, app-based fraud, cyberbullying, impersonation, and AI-driven scams. Even teens and children are falling victim to sophisticated tactics like phishing, fake scholarships, and sextortion. The largest defense is education&mdash;teaching them about privacy, the permanence of online actions, and maintaining open lines of communication with trusted adults.
4. Combating scams is a community effort. Organizations like the BBB, banks, police, adult protective services, and even grocery store staff all play key roles. Familiarity with clients' habits (e.g., banking behavior), validating charities, and staff intervening when unusual transactions occur are tangible ways institutions protect individuals from falling victim.
5. The BBB of Houston, particularly its Education Foundation, is at the forefront of consumer protection through a suite of unique programs. Their mission is multi-faceted: prevent scams, educate all age groups, support victims, and build stronger community resilience. Their work is funded through community events and federal grants, showing how nonprofit collaboration can address pressing social issues.
Timestamped Overview
00:00 Consumer Protection and Scam Awareness
03:56 Medicare Fraud and Senior Vigilance
09:01 Scam Prevention and Response Tips
10:29 Beware of Financial Scams
13:35 "Medicare Enrollment: Protect Your Info"
18:40 Passion for Sociology and Advocacy
21:53 Youth Advocacy: Social Media Risks
25:19 "Parenting, Cyberbullying, and AI Challenges"
29:07 "Prioritizing Client Familiarity"
30:10 Medicare Support &amp; Survivor Help

Explore the heart of Houston's business community with Banking on Integrity, brought to you by Integrity Bank. Join founders Hazem Ahmad and Mack Neff as they interview local entrepreneurs, sharing their journeys of success, overcoming challenges, and driving Houston forward.

Explore the heart of Houston's business community with Banking on Integrity, brought to you by Integrity Bank. Join founders Hazem Ahmad and Mack Neff as they interview local entrepreneurs, sharing their journeys of success, overcoming challenges, and driving Houston forward.

Banking on Integrity

Banking on Integrity is your inside look at Houston's thriving entrepreneurial scene. Hosted by Integrity Bank's Hazem Ahmad and Mack Neff, this podcast features inspiring interviews with local business owners, offering valuable insights and lessons for anyone looking to succeed in business.

Banking on Integrity is your inside look at Houston's thriving entrepreneurial scene. Hosted by Integrity Bank's Hazem Ahmad and Mack Neff, this podcast features inspiring interviews with local business owners, offering valuable insights and lessons for anyone looking to succeed in business.

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