As co-leader of Bain & Company's Global Digital Banking Initiative, Richard Fleming's work finds him at the heart of transformative change within organisations in the banking, insurance, wealth management and payments sectors. In this final episode for 2021, Richard reflects on global trends driving change and what the Australian payments landscape could look like in 2022 when third party payment initiation arrives in the form of PayTo.

As co-leader of Bain &amp; Company&apos;s Global Digital Banking Initiative, Richard Fleming&apos;s work finds him at the heart of transformative change within organisations in the banking, insurance, wealth management and payments sectors. In this final episode for 2021, Richard reflects on global trends driving change and what the Australian payments landscape could look like in 2022 when third party payment initiation arrives in the form of PayTo.

The AP+ POV Podcast is a thought leadership series on the key issue of trust across a spectrum of topics – what trust means, how to earn it, and how not to jeopardise it. Our listeners are looking for diverse, inclusive and forward thinking payments services that build trustworthy partnerships, with a clear vision to deliver more innovation into Australia's payments ecosystem. 

Since 2022, Australian Payments Plus has been working towards its aspiration to inspire trust in the products and offerings that Australian Payments Plus operates as well as to play its role in the ever-increasing complexity of frauds and scams that are impacting so many people across Australia. We are dedicated to a future defined by payments experiences that are more efficient, more accessible and more ready to adapt and evolve.

While only two years’ old as an integrated entity, our trusted brands have a history stretching back decades. Listen now for thought provoking conversations on trust and integrity in business and in life. 

For further information and show notes, please visit our website at https://www.auspayplus.com.au/

The AP+ POV Podcast is a thought leadership series on the key issue of trust across a spectrum of topics – what trust means, how to earn it, and how not to jeopardise it. Our listeners are looking for diverse, inclusive and forward thinking payments services that build trustworthy partnerships, with a clear vision to deliver more innovation into Australia's payments ecosystem. 
Since 2022, Australian Payments Plus has been working towards its aspiration to inspire trust in the products and offerings that Australian Payments Plus operates as well as to play its role in the ever-increasing complexity of frauds and scams that are impacting so many people across Australia. We are dedicated to a future defined by payments experiences that are more efficient, more accessible and more ready to adapt and evolve.
While only two years’ old as an integrated entity, our trusted brands have a history stretching back decades. Listen now for thought provoking conversations on trust and integrity in business and in life. 
For further information and show notes, please visit our website at <a href="https://www.auspayplus.com.au/" data-saferedirecturl="https://www.google.com/url?q=https://www.auspayplus.com.au/&amp;source=gmail&amp;ust=1716255732386000&amp;usg=AOvVaw2iU-3LZiLShDBUJghdtkt6">https://www.auspayplus.com.au/</a>

A thought leadership series on the key issue of trust – what it means, how to earn it, and how not to jeopardise it.