Most of us spend more than half of our lives trying to accumulate wealth, and then the last half we try to save what we have either to ensure we won’t run out or to leave all that earned income to our children.  And while it still remains controversial, the push to “die with zero” money in your account is gaining steam, but experts say it’s harder than you may think.  The concept is ideal: after working hard your entire life, you retire, and then you spend and enjoy that money until you last check bounces on the day you die.  The problem, most people are too afraid of running out of money, they keep hoarding it and deny themselves the upgrades, travel experiences and ultimately, “under-living” their golden years.

Most of us spend more than half of our lives trying to accumulate wealth, and then the last half we try to save what we have either to ensure we won&rsquo;t run out or to leave all that earned income to our children. &nbsp;And while it still remains controversial, the push to &ldquo;die with zero&rdquo; money in your account is gaining steam, but experts say it&rsquo;s harder than you may think. &nbsp;The concept is ideal: after working hard your entire life, you retire, and then you spend and enjoy that money until you last check bounces on the day you die. &nbsp;The problem, most people are too afraid of running out of money, they keep hoarding it and deny themselves the upgrades, travel experiences and ultimately, &ldquo;under-living&rdquo; their golden years.

"Amy and T.J." is hosted by renowned television news anchors Amy Robach and T. J. Holmes.

Hosts and executive producers Robach and Holmes are a formidable broadcasting team with decades of experience delivering headline news and captivating viewers nationwide. Now, the duo will get behind the microphone to explore meaningful conversations about current events, pop culture and everything in between. Nothing is off limits. “Amy and T.J.” is guaranteed to be informative, entertaining and above all, authentic. It marks the first time Robach and Holmes speak publicly since their own names became a part of the headlines. 

Follow @ajrobach, and @officialtjholmes on Instagram for updates.

"Amy and T.J." is hosted by renowned television news anchors Amy Robach and T. J. Holmes.
Hosts and executive producers Robach and Holmes are a formidable broadcasting team with decades of experience delivering headline news and captivating viewers nationwide. Now, the duo will get behind the microphone to explore meaningful conversations about current events, pop culture and everything in between. Nothing is off limits. &ldquo;Amy and T.J.&rdquo; is guaranteed to be informative, entertaining and above all, authentic. It marks the first time Robach and Holmes speak publicly since their own names became a part of the headlines.&nbsp;
Follow&nbsp;<a href="https://nam04.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.instagram.com%2Fajrobach&amp;data=05%7C01%7Chananeugebauer%40iheartmedia.com%7Caf5b998cdb9e421212c508dbdbc00cec%7C122a527e5b714eba878d9810b495b9e3%7C0%7C0%7C638345390116330885%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=IYn0hEZXBGCMRFR3yA%2B7%2BUlJ7b4TdRm6xUi%2FIXqA19s%3D&amp;reserved=0">@ajrobach</a>, and&nbsp;<a href="https://nam04.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.instagram.com%2Fofficialtjholmes%2F&amp;data=05%7C01%7Chananeugebauer%40iheartmedia.com%7Caf5b998cdb9e421212c508dbdbc00cec%7C122a527e5b714eba878d9810b495b9e3%7C0%7C0%7C638345390116330885%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=e2BhKqbZn6r%2BoMQv3dS%2B4eGrPH9vNX24cg4o24Voxcg%3D&amp;reserved=0">@officialtjholmes</a>&nbsp;on Instagram for updates.

Amy and T.J.

Die With Zero: Holding Your Money Too Tightly, Can Be Just As Risky As Spending Too Freely 

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/06a0e32b-5473-4e36-ac39-b4c400d25da6/transcript