Mortgage Questions, Market Swings, and Making Time for Retirement Planning

Coach Pete and the America's 401k Show team discuss mortgages, recalling earlier experiences with assumable loans and asking questions about how lending arrangements work. The conversation also examines the emotions that can accompany fast-moving investments and market headlines. The episode conne…

401k Features, Employer Matches and Vesting Questions

Coach Pete and the America’s 401k team discuss features to review in an employer retirement plan. The conversation considers account access, employer matches and understanding vesting requirements. The episode also examines emotional reactions to market movements and the different roles of savings…

Retirement Checklists, Future Care and Inflation Questions

Coach Pete and the America’s 401k team work through retirement checklist questions. The conversation considers market fluctuations, diversification and the effect of inflation on household plans. The episode also examines future care costs and life insurance living benefits. Discussions of financi…

A 401(k) Account, an Income Plan, and Life Insurance Details

Coach Pete and the team discuss the difference between holding a 401(k) account and developing a retirement income plan. The conversation considers market swings and the decisions involved in drawing on savings. The episode also explores life insurance policy details and reviewing the values shown…

Cryptocurrency Risk, Inflation and Retirement Expectations

Coach Pete and the America’s 401k team discuss cryptocurrency volatility, investment research and financial fraud concerns. The conversation considers how excitement and fear of missing out can affect financial choices. The episode also explores retirement expectations and discussing goals with a …

Personal Goals, Investment Costs and Retirement Withdrawals

Coach Pete and the America’s 401k team discuss building a plan around personal retirement goals. The conversation examines the transition from accumulating savings to drawing on those resources. The episode also considers investment costs, portfolio risk and retirement income examples. The team di…

Retirement Income, Roth Accounts and Organizing Financial Records

Coach Pete and the America’s 401k team discuss reviewing a retirement plan and organizing account information. The conversation considers future income, flexibility and the questions that help clarify a household’s financial position. The episode also explores Roth accounts and family legacy goals…

Financial Rules of Thumb, Diversification and Retirement Budgets

Coach Pete and the America’s 401k team discuss financial rules of thumb and the differences between individual stocks and groups of investments. The conversation considers spreading risk while examining the purposes of retirement resources. The episode also explores retirement income, household bi…

Retirement Readiness, Planning Fees and Couples’ Financial Goals

Coach Pete and the America’s 401k team discuss retirement readiness and the difference between having accounts and having a coordinated plan. The conversation considers fees, financial fraud concerns and organizing retirement resources. The episode also examines how couples discuss spending, savin…

401k Decisions, Vesting Schedules and Retirement Tax Questions

Coach Pete and the America’s 401k team discuss employer retirement plans, vesting schedules and profit sharing. The conversation examines emotional responses to market movements and questions about account decisions. The episode also considers tax deferral and future retirement income. Discussions…