In this conversation, Jackie Selby and Essa Yokela discuss the multifaceted aspects of retirement, emphasizing the importance of financial planning, budgeting, and the emotional transitions that come with leaving the workforce. They explore the necessity of creating a financial safety net, understanding healthcare costs, and the impact of taxes on retirement income. The discussion highlights the need for a comprehensive plan that addresses both financial security and personal identity in retirement. In this conversation, they  discuss the intricacies of retirement planning, focusing on 401(k) and IRA accounts, the advantages of Roth conversions, and the critical importance of estate planning. He shares a poignant real-life story illustrating the impact of financial planning on families during difficult times, emphasizing the need for proper strategies to ensure financial security and mitigate tax burdens. The discussion also addresses common misconceptions about financial products and the necessity of personalized financial advice.

Reach out to Esa and the team at 888.919.9311