Esa Jokela and Jackie Selby discuss the importance of financial planning for retirement, emphasizing the need for a comprehensive review of one's financial situation. They introduce the bucket strategy, which organizes assets based on time horizons to ensure liquidity, safety, and growth. The discussion also highlights the significance of healthcare planning in retirement, addressing common misconceptions about Medicare and the need for long-term care. The conversation aims to empower listeners to take control of their financial futures and create a fulfilling retirement.  Call your Happiness Ambassador, Esa Jokela for a free consultation.  888-919-9311.