Today on AirTalk, Farmers Insurance has promised to increase the number of homeowner policies they will write for Californians. We're looking into this decision and the broader state of insurance reform in The Golden State. Should you be allowed to bring plus ones to an office holiday party? Call in and tell us why or why not. If it seems like your teenager is constantly online, a new Pew Research study finds they just might be. We're discussing what exactly they are doing on their phones and how it plays into the uncertain future of social media in the U.S. We're talking about holiday stress and how you handle it. We have renowned Jazz musician, Arturo Sandoval, in the studio to tell us about his newest album and his honors from the Kennedy Center for Performing Arts.

Today on AirTalk:

- CA home insurance reform (0:15)

- Are plus ones allowed at your holiday office party? (34:18)

- Is your teenager constantly online? (51:23)

- How do you deal with the stress of the holidays? (1:06:03)

- Arturo Sandoval on his new album and being a Kennedy Center honoree (1:22:48)