Disclaimer: Information in this podcast is general in nature and should not be construed, or relied on, as a recommendation to invest in a particular financial product or class of financial product. Readers should seek independent financial advice specific to their situation before making an investment decision.

Visit https://sorted.org.nz/ for help with your Kiwisaver.

It's the 10 year anniversary of Kiwisaver! But... What actually is Kiwisaver? Do we need it? When can I spend the money? This week on Afraid to Ask, we talk to AUT Professor of finance Bart Frijns about the scheme, and how it can help you save for retirement.

Let us know what you think, and don’t forget to submit your question at #askAUT

Music: Go Cart - Loop Mix Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 Licensehttp://creativecommons.org/licenses