Retirement planning has seen significant changes over the last 20 years, influenced by shifts in the economy, demographics, technology, and regulatory environments. The conversation covers topics such as the shift from defined benefit pension plans to defined contribution plans, the importance of taking control of retirement savings, the different types of annuities, and the need for personalized income planning. The hosts also emphasize the importance of working with professionals to navigate these changes and create a comprehensive retirement plan. I However, he emphasizes the importance of assessing financial needs and understanding the potential risks and limitations of annuities. The conversation also touches on topics such as tax deferral, laddered annuity structures, and using a Roth IRA to pay off a mortgage. The hosts provide answers to listener questions about the taxability of Social Security benefits and the decision to pay off debt or invest an inheritance.

Reach out to Will and Osama at 877-524-2677 or 

https://absolutewealthmanagementllc.com/