That seven‑figure 401(k) balance might not be what you think it is. As headlines celebrate record numbers of “401(k) millionaires,” this episode pulls back the curtain on what those balances really mean after taxes and why Uncle Sam may be your biggest retirement partner. Kelton Burgess breaks down how taxes, required withdrawals, Medicare premiums, and Social Security all intersect in retirement, and why looking only at your account balance can be misleading. The conversation also challenges the long‑standing 4% rule, explores why it may feel outdated in today’s economy, and explains how thoughtful withdrawal and tax planning can shape what retirement actually looks like.

Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

That seven‑figure 401(k) balance might not be what you think it is. As headlines celebrate record numbers of &ldquo;401(k) millionaires,&rdquo; this episode pulls back the curtain on what those balances really mean after taxes and why Uncle Sam may be your biggest retirement partner. Kelton Burgess breaks down how taxes, required withdrawals, Medicare premiums, and Social Security all intersect in retirement, and why looking only at your account balance can be misleading. The conversation also challenges the long‑standing 4% rule, explores why it may feel outdated in today&rsquo;s economy, and explains how thoughtful withdrawal and tax planning can shape what retirement actually looks like.
Click <a href="https://www.cranberrywealth.com/contact">here</a> to schedule an appointment with Kelton and his team or call 724-766-8853.

Now that you’re approaching retirement, it’s time to get your cut of the pie. But it’s not as simple as taking a slice out of the fridge. You need to make sure you have the right tool for the job – and that you’re taking as much as you need.

A Slice of Advice with Kelton Burgess, the podcast from Cranberry Wealth financial advisor Kelton Burgess, is your recipe for retirement. From in-depth financial analyses and long-term thinking to the day-to-day developments that affect your bottom line, A Slice of Advice is the cream of the podcasting crop. Listen and subscribe today to start making your retirement planning easy as pie!

Now that you&rsquo;re approaching retirement, it&rsquo;s time to get your cut of the pie. But it&rsquo;s not as simple as taking a slice out of the fridge. You need to make sure you have the right tool for the job &ndash; and that you&rsquo;re taking as much as you need.
A Slice of Advice with Kelton Burgess, the podcast from Cranberry Wealth financial advisor Kelton Burgess, is your recipe for retirement. From in-depth financial analyses and long-term thinking to the day-to-day developments that affect your bottom line, A Slice of Advice is the cream of the podcasting crop. Listen and subscribe today to start making your retirement planning easy as pie!