In this episode, Kia Commodore continues exploring one of A Little Bit Richer’s most important topics – buying your first home. It’s an extremely important milestone. But it’s also an extremely expensive one.

So in this episode Kia is joined by Hazel Johnston from Legal & General. Hazel began as a mortgage adviser and now helps other advisers better support homebuyers.

Kia and Hazel talk about how to save for a house deposit. They chat through how much you might need to save, how to save it, and the ins and outs of mortgages. They also uncover the hidden costs of house buying and help you budget for actually living in your new home.

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Here’s more about life insurance for first time buyers: https://www.legalandgeneral.com/insurance/life-insurance/guides/life-insurance-for-first-time-buyers/

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.