Heading into 2026, we’ve lots more episodes to come.

We’d love to hear your thoughts.

Is there a financial topic you’ve been curious about?

A financial challenge you’d like help navigating?

Tell us how we can make next year the one where your money goals really take off.

Send us a DM or write a comment on our Instagram and TikTok. Leave us a comment on Spotify or write in the review section on Apple Podcasts.

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

You can watch video episodes on L&G’s YouTube channel

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

Heading into 2026, we&rsquo;ve lots more episodes to come.
We&rsquo;d love to hear your thoughts.
Is there a financial topic you&rsquo;ve been curious about?
A financial challenge you&rsquo;d like help navigating?
Tell us how we can make next year the one where your money goals really take off.
Send us a DM or write a comment on our <a href="https://urldefense.com/v3/__https:/www.instagram.com/legalandgeneral/?hl=en__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nGegfSXs$">Instagram</a> and <a href="https://urldefense.com/v3/__https:/www.tiktok.com/@legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01n-BNkPY4$">TikTok</a>. Leave us a comment on Spotify or write in the review section on Apple Podcasts.
You can play the podcast and find other useful content on L&amp;G&rsquo;s website:
<a href="https://www.legalandgeneral.com/podcasts/a-little-bit-richer">https://www.legalandgeneral.com/podcasts/a-little-bit-richer</a>
You can watch video episodes on L&amp;G&rsquo;s&nbsp;<a href="https://urldefense.com/v3/__https:/www.youtube.com/legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nU2GZKqY$">YouTube channel</a>
Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&amp;G&rsquo;s take on things. They give financial guidance for a UK audience that&rsquo;s relevant at the time of recording. It&rsquo;s general best practice, not the kind of personalised advice you&rsquo;d get from a financial adviser.

'A Little Bit Richer' is the podcast that aims to help us all get a grip on our financial futures, brought to you by financial broadcaster and author Iona Bain and Legal & General.

Maybe you’ve bought a home or started a family or would like to one day. You’re starting to think ahead a little. Have you thought about how you could be a little bit richer in the future?

We can all do with some insight and advice on how best to plan and manage the financial side of life. So that’s what ‘A Little Bit Richer’ from Legal & General explores.

We talk to leading experts and dive into topics like - How much money do you need to stop working? What’s the stronger investment - your property, or your pension? How can you help your children to be more financially savvy?

Together, we’ll build a better and brighter financial future for us all.

‘A Little Bit Richer’ from Legal & General is out every fortnight. Follow us now on your favourite podcast app.

The views and thoughts expressed on this podcast are those of the individuals and don’t necessarily represent those of Legal & General. This podcast does not constitute or replace financial advice. Content was relevant at the time of recording and is intended for a UK audience.

'A Little Bit Richer' is the podcast that aims to help us all get a grip on our financial futures, brought to you by financial broadcaster and author Iona Bain and Legal &amp; General.
Maybe you&rsquo;ve bought a home or started a family or would like to one day. You&rsquo;re starting to think ahead a little. Have you thought about how you could be a little bit richer in the future?
We can all do with some insight and advice on how best to plan and manage the financial side of life. So that&rsquo;s what &lsquo;A Little Bit Richer&rsquo; from Legal &amp; General explores.
We talk to leading experts and dive into topics like - How much money do you need to stop working? What&rsquo;s the stronger investment - your property, or your pension? How can you help your children to be more financially savvy?
Together, we&rsquo;ll build a better and brighter financial future for us all.
&lsquo;A Little Bit Richer&rsquo; from Legal &amp; General is out every fortnight. Follow us now on your favourite podcast app.
The views and thoughts expressed on this podcast are those of the individuals and don&rsquo;t necessarily represent those of Legal &amp; General. This podcast does not constitute or replace financial advice. Content was relevant at the time of recording and is intended for a UK audience.

A Little Bit Richer

Merry Christmas! Make your new year A Little Bit Richer

In this first part of a two-episode investing special on A Little Bit Richer, our host Iona Bain sits down with financial educator and founder of Vestpod, Emilie Bellet, to explore the foundations of investing.

Emilie and Iona talk through the differences between saving and investing and offer some tips for those who’re keen to build their longer term wealth. They delve into the emotional side of investing and how fear, greed, FOMO and panic can all influence our decisions, often at the worst possible moments. Emilie shares some of her early mistakes with tips on keeping calm in chaotic markets. Then they discuss balancing short-term goals with long-term investing.

Whether you’re already investing, thinking about starting, or currently sitting on the sidelines, this episode will help you understand the mindset behind successful investing and why even small steps can make a meaningful difference, helping you be a little bit richer in the future.

Stay tuned for Part Two where we’ll get practical on ways to build a diversified portfolio that works for you.

You can watch episodes on L&G’s YouTube channel

And see behind the scenes content on TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Follow Emilie on Instagram

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

In this first part of a two-episode investing special on A Little Bit Richer, our host Iona Bain sits down with financial educator and founder of Vestpod, Emilie Bellet, to explore the foundations of investing.
Emilie and Iona talk through the differences between saving and investing and offer some tips for those who&rsquo;re keen to build their longer term wealth. They delve into the emotional side of investing and how fear, greed, FOMO and panic can all influence our decisions, often at the worst possible moments. Emilie shares some of her early mistakes with tips on keeping calm in chaotic markets. Then they discuss balancing short-term goals with long-term investing.
Whether you&rsquo;re already investing, thinking about starting, or currently sitting on the sidelines, this episode will help you understand the mindset behind successful investing and why even small steps can make a meaningful difference, helping you be a little bit richer in the future.
Stay tuned for Part Two where we&rsquo;ll get practical on ways to build a diversified portfolio that works for you.
You can watch episodes on L&amp;G&rsquo;s&nbsp;<a href="https://urldefense.com/v3/__https:/www.youtube.com/legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nU2GZKqY$">YouTube channel</a>
And see behind the scenes content on&nbsp;<a href="https://urldefense.com/v3/__https:/www.tiktok.com/@legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01n-BNkPY4$">TikTok</a>&nbsp;and&nbsp;<a href="https://urldefense.com/v3/__https:/www.instagram.com/legalandgeneral/?hl=en__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nGegfSXs$">Instagram</a>
You can play the podcast and find other useful content on L&amp;G&rsquo;s website:
<a href="https://www.legalandgeneral.com/podcasts/a-little-bit-richer">https://www.legalandgeneral.com/podcasts/a-little-bit-richer</a>
Follow Emilie on <a href="https://www.instagram.com/vestpod/">Instagram</a>
Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&amp;G&rsquo;s take on things. They give financial guidance for a UK audience that&rsquo;s relevant at the time of recording. It&rsquo;s general best practice, not the kind of personalised advice you&rsquo;d get from a financial adviser.

Why Playing It Safe with Money Can Be Risky

https://api.omny.fm/orgs/2e9a850c-e6b9-48c2-afec-a8f8010f70f4/clips/b0e67c84-a4d3-440f-9442-b3fb0122c064/transcript

With new ISA changes announced in the Autumn Budget and updates to cash ISA limits on the horizon, now is the perfect time to get clear on how these powerful, tax-efficient savings and investment tools can help you build long-term financial confidence.

In this episode of A Little Bit Richer, our host Iona Bain is joined by Paula Hughes from L&G to demystify the world of ISAs and help you understand how they can work for you at every stage of life.

Together, they explore the different types of ISAs available and how to choose the best one for you. They also discuss the “use it or lose it” rule and what the upcoming changes could mean for savers and investors.

So whether you’re saving for your first home, building long-term wealth, or simply trying to protect your money from inflation, this episode will help you decide how to make your ISA allowance work harder for you. Because when it comes to tax-efficient growth, the earlier you start, the bigger that snowball can get for a future that’s a little bit richer.

You don’t pay tax on the interest, income or capital gains you make inside an ISA.

You can watch episodes on L&G’s YouTube channel

And see behind the scenes content on TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

With new ISA changes announced in the Autumn Budget and updates to cash ISA limits on the horizon, now is the perfect time to get clear on how these powerful, tax-efficient savings and investment tools can help you build long-term financial confidence.
In this episode of A Little Bit Richer, our host Iona Bain is joined by Paula Hughes from L&amp;G to demystify the world of ISAs and help you understand how they can work for you at every stage of life.
Together, they explore the different types of ISAs available and how to choose the best one for you. They also discuss the &ldquo;use it or lose it&rdquo; rule and what the upcoming changes could mean for savers and investors.
So whether you&rsquo;re saving for your first home, building long-term wealth, or simply trying to protect your money from inflation, this episode will help you decide how to make your ISA allowance work harder for you. Because when it comes to tax-efficient growth, the earlier you start, the bigger that snowball can get for a future that&rsquo;s a little bit richer.
You don&rsquo;t pay tax on the interest, income or capital gains you make inside an ISA.
You can watch episodes on L&amp;G&rsquo;s&nbsp;<a href="https://urldefense.com/v3/__https:/www.youtube.com/legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nU2GZKqY$">YouTube channel</a>
And see behind the scenes content on&nbsp;<a href="https://urldefense.com/v3/__https:/www.tiktok.com/@legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01n-BNkPY4$">TikTok</a>&nbsp;and&nbsp;<a href="https://urldefense.com/v3/__https:/www.instagram.com/legalandgeneral/?hl=en__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nGegfSXs$">Instagram</a>
You can play the podcast and find other useful content on L&amp;G&rsquo;s website:
<a href="https://www.legalandgeneral.com/podcasts/a-little-bit-richer">https://www.legalandgeneral.com/podcasts/a-little-bit-richer</a>
Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&amp;G&rsquo;s take on things. They give financial guidance for a UK audience that&rsquo;s relevant at the time of recording. It&rsquo;s general best practice, not the kind of personalised advice you&rsquo;d get from a financial adviser.

ISAs Explained: How to Make Your Money Work Harder

https://api.omny.fm/orgs/2e9a850c-e6b9-48c2-afec-a8f8010f70f4/clips/cd48a88d-94d8-493b-a4ae-b3ee00c4a2d2/transcript

Being self-employed can be incredibly freeing but financially, it can also feel like a rollercoaster. In this episode of A Little Bit Richer, our host Iona Bain is joined by accountant and behavioural expert Krystal McGilvery to discuss ways to manage money when your income isn’t guaranteed.

From cash-flow anxiety and chasing invoices to saving for retirement without an employer pension, Krystal shares practical, no-nonsense tips to help you feel more in control of your finances.

Together, they explore how to smooth out irregular income, build a financial buffer and plan for the long term, without sacrificing the freedom and joy that comes with being your own boss.

So whether you’re newly self-employed, years into freelancing, or just thinking about taking the leap, this episode is packed with reassurance and clarity to help you build a more stable and sustainable financial future that’s a little bit richer.

You can watch episodes on L&G’s YouTube channel

And see behind the scenes content on TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Follow Krystle on Instagram

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

Being self-employed can be incredibly freeing but financially, it can also feel like a rollercoaster. In this episode of A Little Bit Richer, our host Iona Bain is joined by accountant and behavioural expert Krystal McGilvery to discuss ways to manage money when your income isn&rsquo;t guaranteed.
From cash-flow anxiety and chasing invoices to saving for retirement without an employer pension, Krystal shares practical, no-nonsense tips to help you feel more in control of your finances.
Together, they explore how to smooth out irregular income, build a financial buffer and plan for the long term, without sacrificing the freedom and joy that comes with being your own boss.
So whether you&rsquo;re newly self-employed, years into freelancing, or just thinking about taking the leap, this episode is packed with reassurance and clarity to help you build a more stable and sustainable financial future that&rsquo;s a little bit richer.
You can watch episodes on L&amp;G&rsquo;s&nbsp;<a href="https://urldefense.com/v3/__https:/www.youtube.com/legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nU2GZKqY$">YouTube channel</a>
And see behind the scenes content on&nbsp;<a href="https://urldefense.com/v3/__https:/www.tiktok.com/@legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01n-BNkPY4$">TikTok</a>&nbsp;and&nbsp;<a href="https://urldefense.com/v3/__https:/www.instagram.com/legalandgeneral/?hl=en__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nGegfSXs$">Instagram</a>
You can play the podcast and find other useful content on L&amp;G&rsquo;s website:
<a href="https://www.legalandgeneral.com/podcasts/a-little-bit-richer">https://www.legalandgeneral.com/podcasts/a-little-bit-richer</a>
Follow Krystle on <a href="https://www.instagram.com/krystle_mcgilvery/?hl=en">Instagram</a>
Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&amp;G&rsquo;s take on things. They give financial guidance for a UK audience that&rsquo;s relevant at the time of recording. It&rsquo;s general best practice, not the kind of personalised advice you&rsquo;d get from a financial adviser.

Financial Survival Tips for The Self-Employed

https://api.omny.fm/orgs/2e9a850c-e6b9-48c2-afec-a8f8010f70f4/clips/478b6d05-9de6-4049-bf2a-b3df011f3914/transcript

Merry Christmas! Make your new year A Little Bit Richer

A Little Bit Richer

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