With new ISA changes announced in the Autumn Budget and updates to cash ISA limits on the horizon, now is the perfect time to get clear on how these powerful, tax-efficient savings and investment tools can help you build long-term financial confidence.

In this episode of A Little Bit Richer, our host Iona Bain is joined by Paula Hughes from L&G to demystify the world of ISAs and help you understand how they can work for you at every stage of life.

Together, they explore the different types of ISAs available and how to choose the best one for you. They also discuss the “use it or lose it” rule and what the upcoming changes could mean for savers and investors.

So whether you’re saving for your first home, building long-term wealth, or simply trying to protect your money from inflation, this episode will help you decide how to make your ISA allowance work harder for you. Because when it comes to tax-efficient growth, the earlier you start, the bigger that snowball can get for a future that’s a little bit richer.

You don’t pay tax on the interest, income or capital gains you make inside an ISA.

You can watch episodes on L&G’s YouTube channel

And see behind the scenes content on TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

With new ISA changes announced in the Autumn Budget and updates to cash ISA limits on the horizon, now is the perfect time to get clear on how these powerful, tax-efficient savings and investment tools can help you build long-term financial confidence.
In this episode of A Little Bit Richer, our host Iona Bain is joined by Paula Hughes from L&amp;G to demystify the world of ISAs and help you understand how they can work for you at every stage of life.
Together, they explore the different types of ISAs available and how to choose the best one for you. They also discuss the &ldquo;use it or lose it&rdquo; rule and what the upcoming changes could mean for savers and investors.
So whether you&rsquo;re saving for your first home, building long-term wealth, or simply trying to protect your money from inflation, this episode will help you decide how to make your ISA allowance work harder for you. Because when it comes to tax-efficient growth, the earlier you start, the bigger that snowball can get for a future that&rsquo;s a little bit richer.
You don&rsquo;t pay tax on the interest, income or capital gains you make inside an ISA.
You can watch episodes on L&amp;G&rsquo;s&nbsp;<a href="https://urldefense.com/v3/__https:/www.youtube.com/legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nU2GZKqY$">YouTube channel</a>
And see behind the scenes content on&nbsp;<a href="https://urldefense.com/v3/__https:/www.tiktok.com/@legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01n-BNkPY4$">TikTok</a>&nbsp;and&nbsp;<a href="https://urldefense.com/v3/__https:/www.instagram.com/legalandgeneral/?hl=en__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nGegfSXs$">Instagram</a>
You can play the podcast and find other useful content on L&amp;G&rsquo;s website:
<a href="https://www.legalandgeneral.com/podcasts/a-little-bit-richer">https://www.legalandgeneral.com/podcasts/a-little-bit-richer</a>
Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&amp;G&rsquo;s take on things. They give financial guidance for a UK audience that&rsquo;s relevant at the time of recording. It&rsquo;s general best practice, not the kind of personalised advice you&rsquo;d get from a financial adviser.

'A Little Bit Richer' is the podcast that aims to help us all get a grip on our financial futures, brought to you by financial broadcaster and author Iona Bain and Legal & General.

Maybe you’ve bought a home or started a family or would like to one day. You’re starting to think ahead a little. Have you thought about how you could be a little bit richer in the future?

We can all do with some insight and advice on how best to plan and manage the financial side of life. So that’s what ‘A Little Bit Richer’ from Legal & General explores.

We talk to leading experts and dive into topics like - How much money do you need to stop working? What’s the stronger investment - your property, or your pension? How can you help your children to be more financially savvy?

Together, we’ll build a better and brighter financial future for us all.

‘A Little Bit Richer’ from Legal & General is out every fortnight. Follow us now on your favourite podcast app.

The views and thoughts expressed on this podcast are those of the individuals and don’t necessarily represent those of Legal & General. This podcast does not constitute or replace financial advice. Content was relevant at the time of recording and is intended for a UK audience.

'A Little Bit Richer' is the podcast that aims to help us all get a grip on our financial futures, brought to you by financial broadcaster and author Iona Bain and Legal &amp; General.
Maybe you&rsquo;ve bought a home or started a family or would like to one day. You&rsquo;re starting to think ahead a little. Have you thought about how you could be a little bit richer in the future?
We can all do with some insight and advice on how best to plan and manage the financial side of life. So that&rsquo;s what &lsquo;A Little Bit Richer&rsquo; from Legal &amp; General explores.
We talk to leading experts and dive into topics like - How much money do you need to stop working? What&rsquo;s the stronger investment - your property, or your pension? How can you help your children to be more financially savvy?
Together, we&rsquo;ll build a better and brighter financial future for us all.
&lsquo;A Little Bit Richer&rsquo; from Legal &amp; General is out every fortnight. Follow us now on your favourite podcast app.
The views and thoughts expressed on this podcast are those of the individuals and don&rsquo;t necessarily represent those of Legal &amp; General. This podcast does not constitute or replace financial advice. Content was relevant at the time of recording and is intended for a UK audience.

A Little Bit Richer

ISAs Explained: How to Make Your Money Work Harder

https://api.omny.fm/orgs/2e9a850c-e6b9-48c2-afec-a8f8010f70f4/clips/cd48a88d-94d8-493b-a4ae-b3ee00c4a2d2/transcript