In part two of our tax special, our host Iona Bain and accountant Tim Paul dive deeper into the tax topics that matter most - from side hustles and rental income to tax-free childcare and ISAs.

Tim breaks down what the rules really mean, how to stay on the right side of HMRC, and the quick wins that can stop you overpaying tax like checking your tax code, understanding allowances, and making the most of your pension.

If you’ve ever wondered how much you can earn tax-free, when you need to declare your extra income, or how to make your savings truly tax-efficient, this is your jargon-free guide to keeping more of what you earn.

You can watch episodes on L&G’s YouTube channel

And see behind the scenes content on TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Follow Tim Paul on Instagram

The information in this episode is correct when published on 13 November 2025. However if you’re listening at a later date, please double check as there may have been changes.

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

In part two of our tax special, our host Iona Bain and accountant Tim Paul dive deeper into the tax topics that matter most - from side hustles and rental income to tax-free childcare and ISAs.
Tim breaks down what the rules really mean, how to stay on the right side of HMRC, and the quick wins that can stop you overpaying tax like checking your tax code, understanding allowances, and making the most of your pension.
If you&rsquo;ve ever wondered how much you can earn tax-free, when you need to declare your extra income, or how to make your savings truly tax-efficient, this is your jargon-free guide to keeping more of what you earn.
You can watch episodes on L&amp;G&rsquo;s&nbsp;<a href="https://urldefense.com/v3/__https:/www.youtube.com/legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nU2GZKqY$">YouTube channel</a>
And see behind the scenes content on&nbsp;<a href="https://urldefense.com/v3/__https:/www.tiktok.com/@legalandgeneral__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01n-BNkPY4$">TikTok</a>&nbsp;and&nbsp;<a href="https://urldefense.com/v3/__https:/www.instagram.com/legalandgeneral/?hl=en__;!!GN8lIS4!ZC8D5GJ__OEO7G9udehqq48SwQKnJIgGMGqE8TXNTTCTRKPBr0jP_OWfSQDlwpuSBc0QQEAnnSTBLu_5D01nGegfSXs$">Instagram</a>
You can play the podcast and find other useful content on L&amp;G&rsquo;s website:
<a href="https://www.legalandgeneral.com/podcasts/a-little-bit-richer">https://www.legalandgeneral.com/podcasts/a-little-bit-richer</a>
Follow Tim Paul on&nbsp;<a href="https://www.instagram.com/timpaulaccounting/?hl=en">Instagram</a>
The information in this episode is correct when published on 13 November 2025. However if you&rsquo;re listening at a later date, please double check as there may have been changes.
Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&amp;G&rsquo;s take on things. They give financial guidance for a UK audience that&rsquo;s relevant at the time of recording. It&rsquo;s general best practice, not the kind of personalised advice you&rsquo;d get from a financial adviser.

'A Little Bit Richer' is the podcast that aims to help us all get a grip on our financial futures, brought to you by financial broadcaster and author Iona Bain and Legal & General.

Maybe you’ve bought a home or started a family or would like to one day. You’re starting to think ahead a little. Have you thought about how you could be a little bit richer in the future?

We can all do with some insight and advice on how best to plan and manage the financial side of life. So that’s what ‘A Little Bit Richer’ from Legal & General explores.

We talk to leading experts and dive into topics like - How much money do you need to stop working? What’s the stronger investment - your property, or your pension? How can you help your children to be more financially savvy?

Together, we’ll build a better and brighter financial future for us all.

‘A Little Bit Richer’ from Legal & General is out every fortnight. Follow us now on your favourite podcast app.

The views and thoughts expressed on this podcast are those of the individuals and don’t necessarily represent those of Legal & General. This podcast does not constitute or replace financial advice. Content was relevant at the time of recording and is intended for a UK audience.

'A Little Bit Richer' is the podcast that aims to help us all get a grip on our financial futures, brought to you by financial broadcaster and author Iona Bain and Legal &amp; General.
Maybe you&rsquo;ve bought a home or started a family or would like to one day. You&rsquo;re starting to think ahead a little. Have you thought about how you could be a little bit richer in the future?
We can all do with some insight and advice on how best to plan and manage the financial side of life. So that&rsquo;s what &lsquo;A Little Bit Richer&rsquo; from Legal &amp; General explores.
We talk to leading experts and dive into topics like - How much money do you need to stop working? What&rsquo;s the stronger investment - your property, or your pension? How can you help your children to be more financially savvy?
Together, we&rsquo;ll build a better and brighter financial future for us all.
&lsquo;A Little Bit Richer&rsquo; from Legal &amp; General is out every fortnight. Follow us now on your favourite podcast app.
The views and thoughts expressed on this podcast are those of the individuals and don&rsquo;t necessarily represent those of Legal &amp; General. This podcast does not constitute or replace financial advice. Content was relevant at the time of recording and is intended for a UK audience.

A Little Bit Richer

From Side hustles To Childcare. Tax-Free Hacks: Part Two

https://api.omny.fm/orgs/2e9a850c-e6b9-48c2-afec-a8f8010f70f4/clips/21da3334-d186-4f77-9f6c-b39200a5a7d0/transcript