Unlocking Early Retirement: Strategies Towards Financial Freedom

Retiring early can be alluring, but it comes with its unique set of challenges. On this episode, Frank and Frankie explore the nuances of early retirement and why it requires meticulous planning and strategic financial decisions. They point out challenges faced by those contemplating early reti…

Revolutionizing Your Retirement: Rethinking the 60/40 Portfolio

Recently, The Wall Street Journal echoed what many have been feeling: the 60-40 portfolio mix is failing, not just because of the "riskier" stocks…but because bonds have taken serious hits in the last few years. In this episode, Frank and Frankie challenge traditional financial wisdom and delve …

Planning Your Financial “Feast”: Navigating Inflation In Retirement

New inflation numbers came in lower than expected. October's Consumer Price Index was 3.2%, down from September’s 3.7% and the core CPI (which excludes food and energy prices) dropped one-tenth to 4.0%. Still, the numbers are higher than the Fed’s goal of 2%. And even though it recently passed on r…

Your Financial Future: Lessons from Gen Z and Strategies for a Tax-Efficient Retirement

On this episode of A Better Way Financial, we discuss the lessons you can learn from Gen Z. Often underestimated, this group of young workers is already excelling in retirement savings, reiterating the importance of longevity planning. Frank and Frankie also discuss other misconceptions around r…

Maximizing Your Retirement: Options for RMDs and Tax Strategies

It’s time to start taking your RMDs (Required Minimum Distributions) but you don’t need the money…In this episode, Frank and Frankie Guida explore the strategies you may be able to utilize. Charitable giving through QCDs (Qualified Charitable Distributions), Roth conversions, or using the funds …

What Does The War Mean For Retirement Investors

Recent history has shown that markets have a track record of mostly absorbing geopolitical conflicts. But there could be another impact when it comes to interest rates. In this episode, Frank and Frankie dive into the financial implications of these kinds of events, bond market turbulence, and t…

Should You Leave Your Financial Advisor For A Retirement Planner

You may have a financial advisor whom you love…but are you getting the service you need for retirement? In this episode, Frank and Frankie share their experience in handling the delicate conversations involved with financial and retirement planning, and why you may need a second opinion on your …

Nick Saban May Be Eyeing Retirement: Have You Created A Retirement “Game Plan”

There’s speculation that Alabama’s head football coach, Nick Saban, may be thinking about retiring. But no matter what your occupation, knowing when to retire is a significant, and often challenging, decision.  With 38 years of experience in his field, financial advisor and retirement planner, F…

Taxes And Volatility Are Here To Stay: Safe-Guarding Your Retirement Savings

The stock market can be a great place to grow your wealth, but it comes with volatility and a big market crash could wipe out a significant portion of your retirement savings. Meanwhile, the threat of future tax hikes could have a big effect on your tax-deferred IRA and 401(k). In this episode,…

Want To Retire Early? Here’s What You Need To Consider

Americans are retiring earlier than they had expected. On average, they initially thought they’d retire at age 63, but instead have left the workforce at 61 and a half.  While it should be a time to relax and enjoy the fruits of your labor, if you're not careful you could run out of money. In…