Host Tammie Lee Demler talks with Lisa Robertson, Manager of Counseling Services at Parachute Credit Counseling, about tackling holiday debt, planning ahead for financial wellness, and making the most of tax season. Lisa shares practical tips on budgeting, avoiding credit card traps, and leveraging free resources like debt management plans and student loan counseling. The conversation also covers identity theft prevention and strategies for setting realistic financial goals in the new year.